HousingHandbookReference data

U.S. ZIP Code · TX78232

Bexar County · San Antonio-New Braunfels, TX

Typical home value

$385,005[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.3%
5-year / yr
+4.1%
10-year / yr
+5.0%

Relative price

vs U.S.
+35.5%
vs metro
+34.9%
vs state
+47.1%
ZIP 78232 location in TX
Location of ZIP 78232 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78232 is worth $385,005 — 34.9% above the San Antonio-New Braunfels, TX median. Over the past year, values have fallen 0.3%. Homes here rent for a typical $1,254 a month — a 3.9% gross rental yield. The effective property tax rate is 1.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,254[2]
Gross yield
3.9%[2]
Cap rate
2.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.7%[3]
Typical annual tax
$6,686[3]

#Climate risk

FEMA National Risk Index ratings for Bexar County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Very High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Relatively Moderate
Tornado
Very High
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
36,636[3]
Median household income
$85,273[3]

#Migration

Household moves in and out of Bexar County over a year, from IRS tax-return data.

Net migration
+2,764[5]
Moved in
46,275
Moved out
43,511

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
5
Elementary
4
Middle
1
High
0
  • BRADLEY MIDDLE

    Middle · Grades 6–8 · NORTH EAST ISD

    1,158 students

  • COKER EL

    Elementary · Grades PK–5 · NORTH EAST ISD

    833 students

  • THOUSAND OAKS EL

    Elementary · Grades PK–5 · NORTH EAST ISD

    595 students

  • HIDDEN FOREST EL

    Elementary · Grades PK–5 · NORTH EAST ISD

    528 students

  • FOUNDATION SCHOOL OF AUTISM - SAN ANTONIO

    Elementary · Grades PK–1 · PREMIER HIGH SCHOOLS

    32 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.9%
Net yield (after ~40% expenses)2.3%
Annual rent$15,042

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,947
Loan principal$308,004
Down payment$77,001
Total interest paid$392,842

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.25
Monthly cost to own$2,826
Monthly rent$1,254

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
84th percentile[1]
Rental yield
17th percentile[2]
Property tax
90th percentile[3]

Frequently asked

How much is a home worth in ZIP code 78232?
The typical home in 78232 is worth $385,005, based on the Zillow Home Value Index.
Are home values rising in 78232?
Home values in 78232 are down 0.3% over the past year, and up 4.1% a year over five years.
What is the typical rent in 78232?
A typical home in 78232 rents for about $1,254 a month, a gross rental yield of 3.9%.
What is the property tax rate in 78232?
The effective property tax rate in 78232 is 1.7% — roughly $6,686 a year on a typical home.
Who lives in 78232?
ZIP code 78232 has a population of 36,636 and a median household income of $85,273.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Canyon Lake CDP, TX

    Typical home
    $383,727
    Gross yield
    5.3%
  • TX

    Typical home
    $388,309
    Gross yield
  • Kingsbury, TX

    Typical home
    $374,324
    Gross yield
  • Floresville, TX

    Typical home
    $369,679
    Gross yield
    4.4%
  • San Antonio, TX

    Typical home
    $404,114
    Gross yield
    4.6%
  • San Antonio, TX

    Typical home
    $357,906
    Gross yield
    3.6%

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