HousingHandbookReference data

U.S. ZIP Code · TX78654

Burnet County

Typical home value

$406,541[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.5%
5-year / yr
+3.1%
10-year / yr
+5.3%

Relative price

vs U.S.
+43.1%
vs metro
vs state
+55.3%
ZIP 78654 location in TX
Location of ZIP 78654 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78654 is worth $406,541. Over the past year, values have fallen 3.5%. Homes here rent for a typical $1,616 a month — a 4.8% gross rental yield. The effective property tax rate is 1.1%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,616[2]
Gross yield
4.8%[2]
Cap rate
2.9%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.1%[3]
Typical annual tax
$4,533[3]

#Climate risk

FEMA National Risk Index ratings for Burnet County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Relatively Low
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
20,650[3]
Median household income
$74,130[3]

#Migration

Household moves in and out of Burnet County over a year, from IRS tax-return data.

Net migration
+448[5]
Moved in
2,321
Moved out
1,873

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
3
Middle
1
High
2
  • MARBLE FALLS H S

    High · Grades 9–12 · MARBLE FALLS ISD

    1,128 students

  • MARBLE FALLS MIDDLE

    Middle · Grades 6–8 · MARBLE FALLS ISD

    890 students

  • COLT EL

    Elementary · Grades PK–5 · MARBLE FALLS ISD

    618 students

  • HIGHLAND LAKES EL

    Elementary · Grades PK–5 · MARBLE FALLS ISD

    564 students

  • MARBLE FALLS EL

    Elementary · Grades PK–5 · MARBLE FALLS ISD

    555 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.8%
Net yield (after ~40% expenses)2.9%
Annual rent$19,388

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,056
Loan principal$325,233
Down payment$81,308
Total interest paid$414,816

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.71
Monthly cost to own$2,771
Monthly rent$1,616

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 78654?
The typical home in 78654 is worth $406,541, based on the Zillow Home Value Index.
Are home values rising in 78654?
Home values in 78654 are down 3.5% over the past year, and up 3.1% a year over five years.
What is the typical rent in 78654?
A typical home in 78654 rents for about $1,616 a month, a gross rental yield of 4.8%.
What is the property tax rate in 78654?
The effective property tax rate in 78654 is 1.1% — roughly $4,533 a year on a typical home.
Who lives in 78654?
ZIP code 78654 has a population of 20,650 and a median household income of $74,130.

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