How much is a home worth in ZIP code 78728?

The typical home in 78728 is worth $410,298, based on the Zillow Home Value Index.

Are home values rising in 78728?

Home values in 78728 are down 5.8% over the past year, and down 0.0% a year over five years.

What is the typical rent in 78728?

A typical home in 78728 rents for about $1,303 a month, a gross rental yield of 3.8%.

What is the property tax rate in 78728?

The effective property tax rate in 78728 is 1.4% — roughly $5,942 a year on a typical home.

ZIP code 78728 has a population of 26,777 and a median household income of $75,243.

HousingHandbookReference data

…

U.S. ZIP Code · TX78728

Travis County · Austin-Round Rock-San Marcos, TX

Typical home value

$410,298^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -5.8%
5-year / yr: 0.0%
10-year / yr: +4.8%

Relative price

vs U.S.: +44.4%
vs metro: -6.7%
vs state: +56.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 78728 is worth $410,298 — 6.7% below the Austin-Round Rock-San Marcos, TX median. Over the past year, values have fallen 5.8%. Homes here rent for a typical $1,303 a month — a 3.8% gross rental yield. The effective property tax rate is 1.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,303^[2]
Gross yield: 3.8%^[2]
Cap rate: 2.3%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 1.4%^[3]
Typical annual tax: $5,942^[3]

#Climate risk

FEMA National Risk Index ratings for Travis County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively Moderate
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Relatively Low
Tornado: Very High
Earthquake: Very Low
Winter weather: Relatively Moderate

#Who lives here

Population: 26,777^[3]
Median household income: $75,243^[3]

#Migration

Household moves in and out of Travis County over a year, from IRS tax-return data.

Net migration: +647^[5]
Moved in: 56,461
Moved out: 55,814

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 0
High: 0

VALOR NORTH AUSTIN
Other · Grades K–11 · VALOR PUBLIC SCHOOLS
996 students
JOE LEE JOHNSON EL
Elementary · Grades PK–5 · ROUND ROCK ISD
676 students
WELLS BRANCH EL
Elementary · Grades PK–5 · ROUND ROCK ISD
633 students
JUBILEE WELLS BRANCH
Other · Grades PK–12 · JUBILEE ACADEMIES
429 students
NORTHWEST EL
Elementary · Grades PK–5 · PFLUGERVILLE ISD
394 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.8%

Net yield (after ~40% expenses)2.3%

Annual rent$15,636

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,075

Loan principal$328,239

Down payment$82,060

Total interest paid$418,650

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.24

Monthly cost to own$2,912

Monthly rent$1,303

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 21st percentile^[1]
Rental yield: 32nd percentile^[2]
Property tax: 81st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 78728?: The typical home in 78728 is worth $410,298, based on the Zillow Home Value Index.
Are home values rising in 78728?: Home values in 78728 are down 5.8% over the past year, and down 0.0% a year over five years.
What is the typical rent in 78728?: A typical home in 78728 rents for about $1,303 a month, a gross rental yield of 3.8%.
What is the property tax rate in 78728?: The effective property tax rate in 78728 is 1.4% — roughly $5,942 a year on a typical home.
Who lives in 78728?: ZIP code 78728 has a population of 26,777 and a median household income of $75,243.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

78665 vs 78728 →
Round Rock, TX
Typical home
$405,217
Gross yield
4.5%
78748 vs 78728 →
Austin, TX
Typical home
$415,653
Gross yield
4.0%
78721
Austin, TX
Typical home
$422,858
Gross yield
5.1%
78719
Austin, TX
Typical home
$423,439
Gross yield
—
78645
Lago Vista, TX
Typical home
$425,155
Gross yield
6.2%
78745
Austin, TX
Typical home
$426,876
Gross yield
4.1%

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Pit ZIP 78728 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · TX78728

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