HousingHandbookReference data

U.S. ZIP Code · TX79098

Deaf Smith County

Typical home value

$324,730[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.0%
5-year / yr
10-year / yr

Relative price

vs U.S.
+14.3%
vs metro
vs state
+24.1%
ZIP 79098 location in TX
Location of ZIP 79098 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 79098 is worth $324,730. Over the past year, values have risen 6.0%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,383[3]

#Climate risk

FEMA National Risk Index ratings for Deaf Smith County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively High
Heat wave
Very Low
Hurricane
No Rating
Tornado
Relatively Moderate
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
576[3]
Median household income
$70,250[3]

#Migration

Household moves in and out of Deaf Smith County over a year, from IRS tax-return data.

Net migration
-100[5]
Moved in
322
Moved out
422

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
0
High
0
  • WILDORADO SCHOOL

    Other · Grades PK–12 · WILDORADO ISD

    215 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,642
Loan principal$259,784
Down payment$64,946
Total interest paid$331,340

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,110
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 79098?
The typical home in 79098 is worth $324,730, based on the Zillow Home Value Index.
Are home values rising in 79098?
Home values in 79098 are up 6.0% over the past year.
What is the property tax rate in 79098?
The effective property tax rate in 79098 is 0.7% — roughly $2,383 a year on a typical home.
Who lives in 79098?
ZIP code 79098 has a population of 576 and a median household income of $70,250.

Compare ZIPs

Pit ZIP 79098 against any other ZIP — full side-by-side table.

Compare 79098

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