HousingHandbookReference data

U.S. ZIP Code · TX79245

Hall County

Typical home value

$77,973[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+14.6%
5-year / yr
-2.2%
10-year / yr
+0.2%

Relative price

vs U.S.
-72.6%
vs metro
vs state
-70.2%
ZIP 79245 location in TX
Location of ZIP 79245 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 79245 is worth $77,973. Over the past year, values have risen 14.6%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$978[3]

#Climate risk

FEMA National Risk Index ratings for Hall County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively High
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
2,230[3]
Median household income
$48,403[3]

#Migration

Household moves in and out of Hall County over a year, from IRS tax-return data.

Net migration
-2[5]
Moved in
68
Moved out
70

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • MEMPHIS H S

    High · Grades 9–12 · MEMPHIS ISD

    137 students

  • AUSTIN EL

    Elementary · Grades 1–5 · MEMPHIS ISD

    113 students

  • MEMPHIS MIDDLE

    Middle · Grades 6–8 · MEMPHIS ISD

    84 students

  • TRAVIS EL

    Elementary · Grades PK–K · MEMPHIS ISD

    66 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$394
Loan principal$62,378
Down payment$15,595
Total interest paid$79,560

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$540
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 79245?
The typical home in 79245 is worth $77,973, based on the Zillow Home Value Index.
Are home values rising in 79245?
Home values in 79245 are up 14.6% over the past year, and down 2.2% a year over five years.
What is the property tax rate in 79245?
The effective property tax rate in 79245 is 1.3% — roughly $978 a year on a typical home.
Who lives in 79245?
ZIP code 79245 has a population of 2,230 and a median household income of $48,403.

Compare ZIPs

Pit ZIP 79245 against any other ZIP — full side-by-side table.

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