HousingHandbookReference data

U.S. ZIP Code · TX79356

Garza County · Lubbock, TX

Typical home value

$115,762[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.3%
5-year / yr
-4.5%
10-year / yr
-0.5%

Relative price

vs U.S.
-59.2%
vs metro
-24.3%
vs state
-55.8%
ZIP 79356 location in TX
Location of ZIP 79356 in TX

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 79356 is worth $115,762 — 24.3% below the Lubbock, TX median. Over the past year, values have fallen 1.3%. The effective property tax rate is 1.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.3%[3]
Typical annual tax
$1,546[3]

#Climate risk

FEMA National Risk Index ratings for Garza County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively High
Heat wave
Very Low
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
5,083[3]
Median household income
$46,351[3]

#Migration

Household moves in and out of Garza County over a year, from IRS tax-return data.

Net migration
-31[5]
Moved in
70
Moved out
101

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • POST EL

    Elementary · Grades PK–5 · POST ISD

    306 students

  • POST H S

    High · Grades 9–12 · POST ISD

    247 students

  • POST MIDDLE

    Middle · Grades 6–8 · POST ISD

    152 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$585
Loan principal$92,609
Down payment$23,152
Total interest paid$118,118

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$811
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
52nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 79356?
The typical home in 79356 is worth $115,762, based on the Zillow Home Value Index.
Are home values rising in 79356?
Home values in 79356 are down 1.3% over the past year, and down 4.5% a year over five years.
What is the property tax rate in 79356?
The effective property tax rate in 79356 is 1.3% — roughly $1,546 a year on a typical home.
Who lives in 79356?
ZIP code 79356 has a population of 5,083 and a median household income of $46,351.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Lubbock, TX

    Typical home
    $120,884
    Gross yield
    9.8%
  • Lorenzo, TX

    Typical home
    $104,198
    Gross yield
  • Lubbock, TX

    Typical home
    $102,730
    Gross yield
    14.0%
  • Lubbock, TX

    Typical home
    $101,805
    Gross yield
    10.5%
  • Lubbock, TX

    Typical home
    $101,111
    Gross yield
    12.6%
  • Lubbock, TX

    Typical home
    $100,530
    Gross yield
    12.9%

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