HousingHandbookReference data

U.S. ZIP Code · CO80427

Gilpin County · Denver-Aurora-Centennial, CO

Typical home value

$423,919[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.1%
5-year / yr
+2.0%
10-year / yr
+5.5%

Relative price

vs U.S.
+49.2%
vs metro
-24.2%
vs state
-15.5%
ZIP 80427 location in CO
Location of ZIP 80427 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 80427 is worth $423,919 — 24.2% below the Denver-Aurora-Centennial, CO median. Over the past year, values have fallen 4.1%. The effective property tax rate is 1.0%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.0%[3]
Typical annual tax
$4,063[3]

#Climate risk

FEMA National Risk Index ratings for Gilpin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
No Rating
Heat wave
No Rating
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Low

#Who lives here

Population
567[3]
Median household income
$62,264[3]

#Migration

Household moves in and out of Gilpin County over a year, from IRS tax-return data.

Net migration
-32[5]
Moved in
262
Moved out
294

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,144
Loan principal$339,135
Down payment$84,784
Total interest paid$432,548

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,836
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
30th percentile[1]
Rental yield
[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 80427?
The typical home in 80427 is worth $423,919, based on the Zillow Home Value Index.
Are home values rising in 80427?
Home values in 80427 are down 4.1% over the past year, and up 2.0% a year over five years.
What is the property tax rate in 80427?
The effective property tax rate in 80427 is 1.0% — roughly $4,063 a year on a typical home.
Who lives in 80427?
ZIP code 80427 has a population of 567 and a median household income of $62,264.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Thornton, CO

    Typical home
    $427,398
    Gross yield
    4.7%
  • Denver, CO

    Typical home
    $427,564
    Gross yield
    6.6%
  • Denver, CO

    Typical home
    $430,149
    Gross yield
    4.9%
  • CO

    Typical home
    $433,709
    Gross yield
  • Denver, CO

    Typical home
    $412,154
    Gross yield
    4.4%
  • Aurora, CO

    Typical home
    $411,142
    Gross yield
    4.6%

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