HousingHandbookReference data

U.S. ZIP Code · CO81036

Kiowa County

Typical home value

$171,900[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-10.5%
5-year / yr
+2.2%
10-year / yr
+8.2%

Relative price

vs U.S.
-39.5%
vs metro
vs state
-65.8%
ZIP 81036 location in CO
Location of ZIP 81036 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81036 is worth $171,900. Over the past year, values have fallen 10.5%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,139[3]

#Climate risk

FEMA National Risk Index ratings for Kiowa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
1,017[3]
Median household income
$59,868[3]

#Migration

Household moves in and out of Kiowa County over a year, from IRS tax-return data.

Net migration
-5[5]
Moved in
20
Moved out
25

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Eads Elementary School

    Elementary · Grades PK–5 · Kiowa County School District No. Re-1

    126 students

  • Eads High School

    High · Grades 9–12 · Kiowa County School District No. Re-1

    48 students

  • Eads Middle School

    Middle · Grades 6–8 · Kiowa County School District No. Re-1

    43 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$869
Loan principal$137,520
Down payment$34,380
Total interest paid$175,399

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,107
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 81036?
The typical home in 81036 is worth $171,900, based on the Zillow Home Value Index.
Are home values rising in 81036?
Home values in 81036 are down 10.5% over the past year, and up 2.2% a year over five years.
What is the property tax rate in 81036?
The effective property tax rate in 81036 is 0.7% — roughly $1,139 a year on a typical home.
Who lives in 81036?
ZIP code 81036 has a population of 1,017 and a median household income of $59,868.

Compare ZIPs

Pit ZIP 81036 against any other ZIP — full side-by-side table.

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