HousingHandbookReference data

U.S. ZIP Code · CO81130

Mineral County

Typical home value

$427,025[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.4%
5-year / yr
+6.1%
10-year / yr
+7.0%

Relative price

vs U.S.
+50.3%
vs metro
vs state
-14.9%
ZIP 81130 location in CO
Location of ZIP 81130 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81130 is worth $427,025. Over the past year, values have fallen 0.4%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$1,360[3]

#Climate risk

FEMA National Risk Index ratings for Mineral County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
No Rating
Heat wave
No Rating
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
727[3]
Median household income
$54,730[3]

#Migration

Household moves in and out of Mineral County over a year, from IRS tax-return data.

Net migration
[5]
Moved in
27
Moved out

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
0
High
0
  • Creede School

    Other · Grades PK–12 · Creede School District

    95 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,159
Loan principal$341,620
Down payment$85,405
Total interest paid$435,717

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,629
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 81130?
The typical home in 81130 is worth $427,025, based on the Zillow Home Value Index.
Are home values rising in 81130?
Home values in 81130 are down 0.4% over the past year, and up 6.1% a year over five years.
What is the property tax rate in 81130?
The effective property tax rate in 81130 is 0.3% — roughly $1,360 a year on a typical home.
Who lives in 81130?
ZIP code 81130 has a population of 727 and a median household income of $54,730.

Compare ZIPs

Pit ZIP 81130 against any other ZIP — full side-by-side table.

Compare 81130

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