HousingHandbookReference data

U.S. ZIP Code · CO81131

Saguache County

Typical home value

$330,741[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.5%
5-year / yr
+4.2%
10-year / yr
+7.3%

Relative price

vs U.S.
+16.4%
vs metro
vs state
-34.1%
ZIP 81131 location in CO
Location of ZIP 81131 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81131 is worth $330,741. Over the past year, values have fallen 1.5%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$1,145[3]

#Climate risk

FEMA National Risk Index ratings for Saguache County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Very Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
1,051[3]
Median household income
$45,156[3]

#Migration

Household moves in and out of Saguache County over a year, from IRS tax-return data.

Net migration
+20[5]
Moved in
211
Moved out
191

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
0
Middle
0
High
0
  • Crestone Charter School

    Other · Grades K–12 · Moffat School District No. 2 in the county of Saguache and

    87 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,672
Loan principal$264,593
Down payment$66,148
Total interest paid$337,473

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,044
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 81131?
The typical home in 81131 is worth $330,741, based on the Zillow Home Value Index.
Are home values rising in 81131?
Home values in 81131 are down 1.5% over the past year, and up 4.2% a year over five years.
What is the property tax rate in 81131?
The effective property tax rate in 81131 is 0.3% — roughly $1,145 a year on a typical home.
Who lives in 81131?
ZIP code 81131 has a population of 1,051 and a median household income of $45,156.

Compare ZIPs

Pit ZIP 81131 against any other ZIP — full side-by-side table.

Compare 81131

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