HousingHandbookReference data

U.S. ZIP Code · CO81144

Rio Grande County

Typical home value

$272,546[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.1%
5-year / yr
+7.5%
10-year / yr
+8.2%

Relative price

vs U.S.
-4.1%
vs metro
vs state
-45.7%
ZIP 81144 location in CO
Location of ZIP 81144 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81144 is worth $272,546. Over the past year, values have risen 2.1%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,509[3]

#Climate risk

FEMA National Risk Index ratings for Rio Grande County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively High
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
6,543[3]
Median household income
$64,662[3]

#Migration

Household moves in and out of Rio Grande County over a year, from IRS tax-return data.

Net migration
-64[5]
Moved in
359
Moved out
423

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
3
Middle
2
High
3
  • Bill Metz Elementary School

    Elementary · Grades 2–5 · Monte Vista School District No. C-8

    264 students

  • Monte Vista Senior High School

    High · Grades 9–12 · Monte Vista School District No. C-8

    254 students

  • Monte Vista Middle School

    Middle · Grades 6–8 · Monte Vista School District No. C-8

    202 students

  • Marsh Elementary School

    Elementary · Grades PK–1 · Monte Vista School District No. C-8

    182 students

  • Sargent Elementary School

    Elementary · Grades K–6 · Sargent School District No. Re-33J

    163 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,378
Loan principal$218,036
Down payment$54,509
Total interest paid$278,093

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,730
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 81144?
The typical home in 81144 is worth $272,546, based on the Zillow Home Value Index.
Are home values rising in 81144?
Home values in 81144 are up 2.1% over the past year, and up 7.5% a year over five years.
What is the property tax rate in 81144?
The effective property tax rate in 81144 is 0.6% — roughly $1,509 a year on a typical home.
Who lives in 81144?
ZIP code 81144 has a population of 6,543 and a median household income of $64,662.

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