HousingHandbookReference data

U.S. ZIP Code · CO81146

Alamosa County

Typical home value

$360,407[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+6.1%
5-year / yr
+7.7%
10-year / yr
+8.1%

Relative price

vs U.S.
+26.9%
vs metro
vs state
-28.2%
ZIP 81146 location in CO
Location of ZIP 81146 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81146 is worth $360,407. Over the past year, values have risen 6.1%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$1,205[3]

#Climate risk

FEMA National Risk Index ratings for Alamosa County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Very Low
Drought
Relatively High
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
637[3]
Median household income
$69,556[3]

#Migration

Household moves in and out of Alamosa County over a year, from IRS tax-return data.

Net migration
+45[5]
Moved in
582
Moved out
537

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
2
Elementary
1
Middle
0
High
1
  • Sangre de Cristo Undivided High School

    High · Grades 6–12 · Sangre de Cristo School District No. Re-22J

    150 students

  • Sangre de Cristo Elementary School

    Elementary · Grades PK–5 · Sangre de Cristo School District No. Re-22J

    127 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,822
Loan principal$288,326
Down payment$72,081
Total interest paid$367,744

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,222
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 81146?
The typical home in 81146 is worth $360,407, based on the Zillow Home Value Index.
Are home values rising in 81146?
Home values in 81146 are up 6.1% over the past year, and up 7.7% a year over five years.
What is the property tax rate in 81146?
The effective property tax rate in 81146 is 0.3% — roughly $1,205 a year on a typical home.
Who lives in 81146?
ZIP code 81146 has a population of 637 and a median household income of $69,556.

Compare ZIPs

Pit ZIP 81146 against any other ZIP — full side-by-side table.

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