U.S. ZIP Code · CO81321
Montezuma County
Appreciation
- 1-year
- +1.5%
- 5-year / yr
- +5.6%
- 10-year / yr
- +6.3%
Relative price
- vs U.S.
- +20.7%
- vs metro
- —
- vs state
- -31.7%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 81321 is worth $342,880. Over the past year, values have risen 1.5%. The effective property tax rate is 0.3%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Montezuma County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Low[4]
- Riverine flood
- Relatively Low
- Coastal flood
- Not Applicable
- Wildfire
- Relatively Moderate
- Drought
- Relatively Moderate
- Heat wave
- Very Low
- Hurricane
- Not Applicable
- Tornado
- Very Low
- Earthquake
- Relatively Low
- Winter weather
- Relatively Low
#Who lives here
#Migration
Household moves in and out of Montezuma County over a year, from IRS tax-return data.
- Net migration
- +82[5]
- Moved in
- 724
- Moved out
- 642
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 9
- Elementary
- 5
- Middle
- 1
- High
- 2
Montezuma-Cortez High School
High · Grades 9–12 · Montezuma-Cortez School District No. Re-1
601 students
Montezuma-Cortez Middle School
Middle · Grades 6–8 · Montezuma-Cortez School District No. Re-1
543 students
Mesa Elementary School
Elementary · Grades K–5 · Montezuma-Cortez School District No. Re-1
409 students
Kemper Elementary School
Elementary · Grades K–5 · Montezuma-Cortez School District No. Re-1
347 students
Children's Kiva Montessori School
Elementary · Grades K–8 · Montezuma-Cortez School District No. Re-1
142 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 81321?
- The typical home in 81321 is worth $342,880, based on the Zillow Home Value Index.
- Are home values rising in 81321?
- Home values in 81321 are up 1.5% over the past year, and up 5.6% a year over five years.
- What is the property tax rate in 81321?
- The effective property tax rate in 81321 is 0.3% — roughly $956 a year on a typical home.
- Who lives in 81321?
- ZIP code 81321 has a population of 14,236 and a median household income of $59,506.
Compare ZIPs
Pit ZIP 81321 against any other ZIP — full side-by-side table.
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