HousingHandbookReference data

U.S. ZIP Code · CO81416

Delta County

Typical home value

$368,751[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.9%
5-year / yr
+6.0%
10-year / yr
+7.8%

Relative price

vs U.S.
+29.8%
vs metro
vs state
-26.5%
ZIP 81416 location in CO
Location of ZIP 81416 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81416 is worth $368,751. Over the past year, values have risen 2.9%. Homes here rent for a typical $1,550 a month — a 5.0% gross rental yield. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,550[2]
Gross yield
5.0%[2]
Cap rate
3.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$1,157[3]

#Climate risk

FEMA National Risk Index ratings for Delta County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Relatively Moderate
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively Low

#Who lives here

Population
14,256[3]
Median household income
$50,243[3]

#Migration

Household moves in and out of Delta County over a year, from IRS tax-return data.

Net migration
+192[5]
Moved in
1,010
Moved out
818

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
3
Middle
2
High
3
  • Delta High School

    High · Grades 9–12 · Delta County Joint District No. 50

    616 students

  • Delta Middle School

    Middle · Grades 6–8 · Delta County Joint District No. 50

    497 students

  • Garnet Mesa Elementary School

    Elementary · Grades K–5 · Delta County Joint District No. 50

    496 students

  • Lincoln Elementary School

    Elementary · Grades K–5 · Delta County Joint District No. 50

    412 students

  • Vision Charter Academy K-8

    Elementary · Grades K–8 · Delta County Joint District No. 50

    195 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.0%
Net yield (after ~40% expenses)3.0%
Annual rent$18,600

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,865
Loan principal$295,001
Down payment$73,750
Total interest paid$376,258

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.46
Monthly cost to own$2,267
Monthly rent$1,550

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 81416?
The typical home in 81416 is worth $368,751, based on the Zillow Home Value Index.
Are home values rising in 81416?
Home values in 81416 are up 2.9% over the past year, and up 6.0% a year over five years.
What is the typical rent in 81416?
A typical home in 81416 rents for about $1,550 a month, a gross rental yield of 5.0%.
What is the property tax rate in 81416?
The effective property tax rate in 81416 is 0.3% — roughly $1,157 a year on a typical home.
Who lives in 81416?
ZIP code 81416 has a population of 14,256 and a median household income of $50,243.

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