HousingHandbookReference data

U.S. ZIP Code · CO81601

Garfield County

Typical home value

$870,193[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+4.3%
5-year / yr
+8.3%
10-year / yr
+7.8%

Relative price

vs U.S.
+206.3%
vs metro
vs state
+73.4%
ZIP 81601 location in CO
Location of ZIP 81601 in CO

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 81601 is worth $870,193. Over the past year, values have risen 4.3%. Homes here rent for a typical $2,542 a month — a 3.5% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$2,542[2]
Gross yield
3.5%[2]
Cap rate
2.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$3,260[3]

#Climate risk

FEMA National Risk Index ratings for Garfield County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
16,844[3]
Median household income
$109,129[3]

#Migration

Household moves in and out of Garfield County over a year, from IRS tax-return data.

Net migration
+110[5]
Moved in
2,010
Moved out
1,900

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
2
Middle
1
High
2
  • Glenwood Springs High School

    High · Grades 9–12 · Roaring Fork School District No. Re-1

    1,036 students

  • Riverview School

    Elementary · Grades PK–8 · Roaring Fork School District No. Re-1

    395 students

  • Two Rivers Community School

    Elementary · Grades K–8 · Roaring Fork School District No. Re-1

    385 students

  • Glenwood Springs Middle School

    Middle · Grades 6–8 · Roaring Fork School District No. Re-1

    378 students

  • Yampah Mountain School

    High · Grades 9–12 · Colorado River BOCES

    165 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield3.5%
Net yield (after ~40% expenses)2.1%
Annual rent$30,498

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,400
Loan principal$696,154
Down payment$174,039
Total interest paid$887,906

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio2.12
Monthly cost to own$5,394
Monthly rent$2,542

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 81601?
The typical home in 81601 is worth $870,193, based on the Zillow Home Value Index.
Are home values rising in 81601?
Home values in 81601 are up 4.3% over the past year, and up 8.3% a year over five years.
What is the typical rent in 81601?
A typical home in 81601 rents for about $2,542 a month, a gross rental yield of 3.5%.
What is the property tax rate in 81601?
The effective property tax rate in 81601 is 0.4% — roughly $3,260 a year on a typical home.
Who lives in 81601?
ZIP code 81601 has a population of 16,844 and a median household income of $109,129.

Compare ZIPs

Pit ZIP 81601 against any other ZIP — full side-by-side table.

Compare 81601

#Jump to section