How much is a home worth in ZIP code 83854?

The typical home in 83854 is worth $531,935, based on the Zillow Home Value Index.

Are home values rising in 83854?

Home values in 83854 are up 1.6% over the past year, and up 3.8% a year over five years.

What is the typical rent in 83854?

A typical home in 83854 rents for about $1,746 a month, a gross rental yield of 3.9%.

What is the property tax rate in 83854?

The effective property tax rate in 83854 is 0.4% — roughly $2,247 a year on a typical home.

ZIP code 83854 has a population of 54,851 and a median household income of $82,742.

HousingHandbookReference data

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U.S. ZIP Code · ID83854

Kootenai County · Coeur d'Alene, ID

Typical home value

$531,935^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.6%
5-year / yr: +3.8%
10-year / yr: +9.4%

Relative price

vs U.S.: +87.3%
vs metro: -15.1%
vs state: +22.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 83854 is worth $531,935 — 15.1% below the Coeur d'Alene, ID median. Over the past year, values have risen 1.6%. Homes here rent for a typical $1,746 a month — a 3.9% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,746^[2]
Gross yield: 3.9%^[2]
Cap rate: 2.4%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.4%^[3]
Typical annual tax: $2,247^[3]

#Climate risk

FEMA National Risk Index ratings for Kootenai County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Low^[4]
Riverine flood: Relatively Moderate
Coastal flood: Not Applicable
Wildfire: Relatively Low
Drought: Very Low
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Low
Winter weather: Relatively High

#Who lives here

Population: 54,851^[3]
Median household income: $82,742^[3]

#Migration

Household moves in and out of Kootenai County over a year, from IRS tax-return data.

Net migration: +759^[5]
Moved in: 5,477
Moved out: 4,718

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 7
Elementary: 5
Middle: 1
High: 0

RIVER CITY MIDDLE SCHOOL
Middle · Grades 6–8 · POST FALLS DISTRICT
599 students
TREATY ROCK ELEMENTARY
Elementary · Grades K–5 · POST FALLS DISTRICT
430 students
WEST RIDGE ELEMENTARY SCHOOL
Elementary · Grades PK–5 · POST FALLS DISTRICT
415 students
GREENSFERRY ELEMENTARY SCHOOL
Elementary · Grades PK–5 · POST FALLS DISTRICT
399 students
MULLAN TRAIL ELEMENTARY SCHOOL
Elementary · Grades PK–5 · POST FALLS DISTRICT
354 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.9%

Net yield (after ~40% expenses)2.4%

Annual rent$20,952

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,690

Loan principal$425,548

Down payment$106,387

Total interest paid$542,763

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.90

Monthly cost to own$3,319

Monthly rent$1,746

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 11th percentile^[1]
Rental yield: 50th percentile^[2]
Property tax: 89th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

6th for most populous in IDView list →

Frequently asked

How much is a home worth in ZIP code 83854?: The typical home in 83854 is worth $531,935, based on the Zillow Home Value Index.
Are home values rising in 83854?: Home values in 83854 are up 1.6% over the past year, and up 3.8% a year over five years.
What is the typical rent in 83854?: A typical home in 83854 rents for about $1,746 a month, a gross rental yield of 3.9%.
What is the property tax rate in 83854?: The effective property tax rate in 83854 is 0.4% — roughly $2,247 a year on a typical home.
Who lives in 83854?: ZIP code 83854 has a population of 54,851 and a median household income of $82,742.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

83815 vs 83854 →
Coeur d'Alene, ID
Typical home
$563,201
Gross yield
4.1%
83810 vs 83854 →
ID
Typical home
$570,168
Gross yield
—
83858
Rathdrum, ID
Typical home
$577,663
Gross yield
4.1%
83869
Spirit Lake, ID
Typical home
$596,848
Gross yield
—
83835
Hayden, ID
Typical home
$655,777
Gross yield
3.9%
83814
Coeur d'Alene, ID
Typical home
$735,215
Gross yield
2.8%

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Pit ZIP 83854 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · ID83854

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