HousingHandbookReference data

U.S. ZIP Code · AZ85541

Gila County

Typical home value

$446,222[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.4%
5-year / yr
+4.7%
10-year / yr
+6.6%

Relative price

vs U.S.
+57.1%
vs metro
vs state
+14.7%
ZIP 85541 location in AZ
Location of ZIP 85541 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85541 is worth $446,222. Over the past year, values have fallen 1.4%. Homes here rent for a typical $1,894 a month — a 5.1% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,894[2]
Gross yield
5.1%[2]
Cap rate
3.1%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$2,441[3]

#Climate risk

FEMA National Risk Index ratings for Gila County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively High

#Who lives here

Population
23,382[3]
Median household income
$66,383[3]

#Migration

Household moves in and out of Gila County over a year, from IRS tax-return data.

Net migration
+221[5]
Moved in
1,474
Moved out
1,253

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
6
Elementary
2
Middle
1
High
3
  • Payson High School

    High · Grades 9–12 · Payson Unified District (4209)

    748 students

  • Julia Randall Elementary School

    Elementary · Grades 2–5 · Payson Unified District (4209)

    571 students

  • Rim Country Middle School

    Middle · Grades 6–8 · Payson Unified District (4209)

    488 students

  • Payson Elementary School

    Elementary · Grades K–2 · Payson Unified District (4209)

    411 students

  • NAVIT - Gila Community College

    High · Grades 9–12 · Northern Arizona Vocational Institute of Technolog (78786)

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.1%
Net yield (after ~40% expenses)3.1%
Annual rent$22,727

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,256
Loan principal$356,978
Down payment$89,244
Total interest paid$455,306

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.50
Monthly cost to own$2,833
Monthly rent$1,894

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 85541?
The typical home in 85541 is worth $446,222, based on the Zillow Home Value Index.
Are home values rising in 85541?
Home values in 85541 are down 1.4% over the past year, and up 4.7% a year over five years.
What is the typical rent in 85541?
A typical home in 85541 rents for about $1,894 a month, a gross rental yield of 5.1%.
What is the property tax rate in 85541?
The effective property tax rate in 85541 is 0.5% — roughly $2,441 a year on a typical home.
Who lives in 85541?
ZIP code 85541 has a population of 23,382 and a median household income of $66,383.

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