HousingHandbookReference data

U.S. ZIP Code · AZ85546

Graham County

Typical home value

$286,180[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.6%
5-year / yr
+5.4%
10-year / yr
+6.5%

Relative price

vs U.S.
≈ U.S. median
vs metro
vs state
-26.4%
ZIP 85546 location in AZ
Location of ZIP 85546 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85546 is worth $286,180. Over the past year, values have risen 3.6%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,383[3]

#Climate risk

FEMA National Risk Index ratings for Graham County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
Very Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Relatively Moderate

#Who lives here

Population
20,809[3]
Median household income
$61,832[3]

#Migration

Household moves in and out of Graham County over a year, from IRS tax-return data.

Net migration
+85[5]
Moved in
722
Moved out
637

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
4
Middle
1
High
4
  • Safford High School

    High · Grades 9–12 · Safford Unified District (4218)

    846 students

  • Dorothy Stinson School

    Elementary · Grades PK–6 · Safford Unified District (4218)

    563 students

  • Ruth Powell Elementary School

    Elementary · Grades PK–6 · Safford Unified District (4218)

    523 students

  • Lafe Nelson School

    Elementary · Grades K–6 · Safford Unified District (4218)

    462 students

  • Safford Middle School

    Middle · Grades 7–8 · Safford Unified District (4218)

    411 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,447
Loan principal$228,944
Down payment$57,236
Total interest paid$292,006

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,800
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 85546?
The typical home in 85546 is worth $286,180, based on the Zillow Home Value Index.
Are home values rising in 85546?
Home values in 85546 are up 3.6% over the past year, and up 5.4% a year over five years.
What is the property tax rate in 85546?
The effective property tax rate in 85546 is 0.5% — roughly $1,383 a year on a typical home.
Who lives in 85546?
ZIP code 85546 has a population of 20,809 and a median household income of $61,832.

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