HousingHandbookReference data

U.S. ZIP Code · AZ85621

Santa Cruz County

Typical home value

$223,799[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.6%
5-year / yr
+4.5%
10-year / yr
+7.0%

Relative price

vs U.S.
-21.2%
vs metro
vs state
-42.5%
ZIP 85621 location in AZ
Location of ZIP 85621 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85621 is worth $223,799. Over the past year, values have risen 0.6%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,242[3]

#Climate risk

FEMA National Risk Index ratings for Santa Cruz County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Very Low
Earthquake
Very Low
Winter weather
Very Low

#Who lives here

Population
21,593[3]
Median household income
$43,464[3]

#Migration

Household moves in and out of Santa Cruz County over a year, from IRS tax-return data.

Net migration
-156[5]
Moved in
990
Moved out
1,146

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
18
Elementary
9
Middle
2
High
6
  • Nogales High School

    High · Grades 9–12 · Nogales Unified District (4457)

    1,795 students

  • Desert Shadows Middle School

    Middle · Grades 6–8 · Nogales Unified District (4457)

    765 students

  • Wade Carpenter Middle School

    Middle · Grades 6–8 · Nogales Unified District (4457)

    557 students

  • Francisco Vasquez De Coronado Elementary School

    Elementary · Grades K–5 · Nogales Unified District (4457)

    497 students

  • Lincoln Elementary School

    Elementary · Grades PK–5 · Nogales Unified District (4457)

    414 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,132
Loan principal$179,039
Down payment$44,760
Total interest paid$228,355

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,421
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 85621?
The typical home in 85621 is worth $223,799, based on the Zillow Home Value Index.
Are home values rising in 85621?
Home values in 85621 are up 0.6% over the past year, and up 4.5% a year over five years.
What is the property tax rate in 85621?
The effective property tax rate in 85621 is 0.6% — roughly $1,242 a year on a typical home.
Who lives in 85621?
ZIP code 85621 has a population of 21,593 and a median household income of $43,464.

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