HousingHandbookReference data

U.S. ZIP Code · AZ85638

Cochise County · Sierra Vista-Douglas, AZ

Typical home value

$238,954[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+2.2%
5-year / yr
+2.9%
10-year / yr
+5.9%

Relative price

vs U.S.
-15.9%
vs metro
≈ metro median
vs state
-38.6%
ZIP 85638 location in AZ
Location of ZIP 85638 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85638 is worth $238,954. Over the past year, values have risen 2.2%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,480[3]

#Climate risk

FEMA National Risk Index ratings for Cochise County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Very Low

#Who lives here

Population
1,418[3]
Median household income
$37,604[3]

#Migration

Household moves in and out of Cochise County over a year, from IRS tax-return data.

Net migration
+223[5]
Moved in
3,926
Moved out
3,703

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
0
High
2
  • Tombstone High School

    High · Grades 9–12 · Tombstone Unified District (4168)

    453 students

  • Walter J Meyer School

    Elementary · Grades PK–8 · Tombstone Unified District (4168)

    174 students

  • CTD - Tombstone High School

    High · Grades 9–12 · Cochise Technology District (79403)

    0 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,208
Loan principal$191,163
Down payment$47,791
Total interest paid$243,818

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,531
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
25th percentile[1]
Rental yield
[2]
Property tax
31st percentile[3]

Frequently asked

How much is a home worth in ZIP code 85638?
The typical home in 85638 is worth $238,954, based on the Zillow Home Value Index.
Are home values rising in 85638?
Home values in 85638 are up 2.2% over the past year, and up 2.9% a year over five years.
What is the property tax rate in 85638?
The effective property tax rate in 85638 is 0.6% — roughly $1,480 a year on a typical home.
Who lives in 85638?
ZIP code 85638 has a population of 1,418 and a median household income of $37,604.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Bisbee, AZ

    Typical home
    $238,814
    Gross yield
  • San Simon CDP, AZ

    Typical home
    $239,936
    Gross yield
  • AZ

    Typical home
    $239,977
    Gross yield
  • Benson, AZ

    Typical home
    $252,652
    Gross yield
    4.7%
  • Whetstone CDP, AZ

    Typical home
    $219,638
    Gross yield
  • Sierra Vista, AZ

    Typical home
    $270,497
    Gross yield
    5.5%

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