U.S. ZIP Code · AZ85648
Santa Cruz County
Appreciation
- 1-year
- +1.5%
- 5-year / yr
- +5.7%
- 10-year / yr
- +7.6%
Relative price
- vs U.S.
- -3.7%
- vs metro
- —
- vs state
- -29.7%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 85648 is worth $273,656. Over the past year, values have risen 1.5%. The effective property tax rate is 0.6%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Santa Cruz County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively Moderate[4]
- Riverine flood
- Relatively Moderate
- Coastal flood
- Not Applicable
- Wildfire
- Relatively High
- Drought
- Relatively Low
- Heat wave
- Relatively High
- Hurricane
- Very Low
- Tornado
- Very Low
- Earthquake
- Very Low
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Santa Cruz County over a year, from IRS tax-return data.
- Net migration
- -156[5]
- Moved in
- 990
- Moved out
- 1,146
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 6
- Elementary
- 3
- Middle
- 1
- High
- 1
Rio Rico High School
High · Grades 9–12 · Santa Cruz Valley Unified District (4458)
1,403 students
Calabasas School
Elementary · Grades PK–8 · Santa Cruz Valley Unified District (4458)
982 students
Coatimundi Middle School
Middle · Grades 6–8 · Santa Cruz Valley Unified District (4458)
446 students
San Cayetano Elementary School
Elementary · Grades K–5 · Santa Cruz Valley Unified District (4458)
404 students
Mountain View School
Elementary · Grades K–5 · Santa Cruz Valley Unified District (4458)
386 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 85648?
- The typical home in 85648 is worth $273,656, based on the Zillow Home Value Index.
- Are home values rising in 85648?
- Home values in 85648 are up 1.5% over the past year, and up 5.7% a year over five years.
- What is the property tax rate in 85648?
- The effective property tax rate in 85648 is 0.6% — roughly $1,697 a year on a typical home.
- Who lives in 85648?
- ZIP code 85648 has a population of 22,118 and a median household income of $61,519.
Compare ZIPs
Pit ZIP 85648 against any other ZIP — full side-by-side table.
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