HousingHandbookReference data

U.S. ZIP Code · AZ85939

Navajo County

Typical home value

$377,435[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+3.2%
5-year / yr
+5.3%
10-year / yr
+8.1%

Relative price

vs U.S.
+32.9%
vs metro
vs state
-3.0%
ZIP 85939 location in AZ
Location of ZIP 85939 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 85939 is worth $377,435. Over the past year, values have risen 3.2%. The effective property tax rate is 0.3%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.3%[3]
Typical annual tax
$1,168[3]

#Climate risk

FEMA National Risk Index ratings for Navajo County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
No Rating
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Very High

#Who lives here

Population
3,849[3]
Median household income
$90,496[3]

#Migration

Household moves in and out of Navajo County over a year, from IRS tax-return data.

Net migration
+273[5]
Moved in
2,949
Moved out
2,676

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Taylor Elementary School

    Elementary · Grades K–3 · Snowflake Unified District (4391)

    289 students

  • Taylor Intermediate School

    Middle · Grades 4–6 · Snowflake Unified District (4391)

    225 students

  • Northern AZ Academy for Career Dev. - Taylor

    High · Grades 7–12 · Career Development Inc. (4400)

    71 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,909
Loan principal$301,948
Down payment$75,487
Total interest paid$385,118

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,321
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 85939?
The typical home in 85939 is worth $377,435, based on the Zillow Home Value Index.
Are home values rising in 85939?
Home values in 85939 are up 3.2% over the past year, and up 5.3% a year over five years.
What is the property tax rate in 85939?
The effective property tax rate in 85939 is 0.3% — roughly $1,168 a year on a typical home.
Who lives in 85939?
ZIP code 85939 has a population of 3,849 and a median household income of $90,496.

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Pit ZIP 85939 against any other ZIP — full side-by-side table.

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