HousingHandbookReference data

U.S. ZIP Code · AZ86326

Yavapai County · Prescott Valley-Prescott, AZ

Typical home value

$395,894[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+0.1%
5-year / yr
+5.4%
10-year / yr
+7.4%

Relative price

vs U.S.
+39.4%
vs metro
-8.9%
vs state
+1.7%
ZIP 86326 location in AZ
Location of ZIP 86326 in AZ

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 86326 is worth $395,894 — 8.9% below the Prescott Valley-Prescott, AZ median. Over the past year, values have risen 0.1%. Homes here rent for a typical $1,791 a month — a 5.4% gross rental yield. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,791[2]
Gross yield
5.4%[2]
Cap rate
3.3%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$1,465[3]

#Climate risk

FEMA National Risk Index ratings for Yavapai County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Very Low
Heat wave
Relatively Moderate
Hurricane
No Rating
Tornado
Relatively Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
24,852[3]
Median household income
$57,378[3]

#Migration

Household moves in and out of Yavapai County over a year, from IRS tax-return data.

Net migration
+1,669[5]
Moved in
8,425
Moved out
6,756

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
13
Elementary
4
Middle
0
High
6
  • Mingus Union High School

    High · Grades 9–12 · Mingus Union High School District (4488)

    1,201 students

  • Dr Daniel Bright Elementary School

    Elementary · Grades PK–8 · Cottonwood-Oak Creek Elementary District (4487)

    596 students

  • Cottonwood Community School

    Elementary · Grades K–8 · Cottonwood-Oak Creek Elementary District (4487)

    421 students

  • Mountain View Preparatory School

    Elementary · Grades K–8 · Cottonwood-Oak Creek Elementary District (4487)

    398 students

  • American Heritage Academy - Cottonwood

    Other · Grades K–12 · Edkey Inc. dba American Heritage Academy (6365)

    265 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.4%
Net yield (after ~40% expenses)3.3%
Annual rent$21,487

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,002
Loan principal$316,715
Down payment$79,179
Total interest paid$403,953

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.37
Monthly cost to own$2,454
Monthly rent$1,791

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
86th percentile[1]
Rental yield
88th percentile[2]
Property tax
32nd percentile[3]

Frequently asked

How much is a home worth in ZIP code 86326?
The typical home in 86326 is worth $395,894, based on the Zillow Home Value Index.
Are home values rising in 86326?
Home values in 86326 are up 0.1% over the past year, and up 5.4% a year over five years.
What is the typical rent in 86326?
A typical home in 86326 rents for about $1,791 a month, a gross rental yield of 5.4%.
What is the property tax rate in 86326?
The effective property tax rate in 86326 is 0.4% — roughly $1,465 a year on a typical home.
Who lives in 86326?
ZIP code 86326 has a population of 24,852 and a median household income of $57,378.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Surprise, AZ

    Typical home
    $408,503
    Gross yield
  • Black Canyon City CDP, AZ

    Typical home
    $370,988
    Gross yield
  • Wilhoit CDP, AZ

    Typical home
    $363,708
    Gross yield
  • Camp Verde, AZ

    Typical home
    $430,420
    Gross yield
  • Prescott Valley, AZ

    Typical home
    $434,379
    Gross yield
    4.9%
  • Paulden CDP, AZ

    Typical home
    $437,802
    Gross yield

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