HousingHandbookReference data

U.S. ZIP Code · NM87020

Cibola County

Typical home value

$152,932[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
+1.8%
5-year / yr
+5.2%
10-year / yr
+4.6%

Relative price

vs U.S.
-46.2%
vs metro
vs state
-45.3%
ZIP 87020 location in NM
Location of ZIP 87020 in NM

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 87020 is worth $152,932. Over the past year, values have risen 1.8%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$1,128[3]

#Climate risk

FEMA National Risk Index ratings for Cibola County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Low[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively Low
Drought
Very Low
Heat wave
Very Low
Hurricane
No Rating
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively Moderate

#Who lives here

Population
11,966[3]
Median household income
$62,746[3]

#Migration

Household moves in and out of Cibola County over a year, from IRS tax-return data.

Net migration
-23[5]
Moved in
469
Moved out
492

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
2
Middle
1
High
4
  • GRANTS HIGH

    High · Grades 9–12 · GRANTS

    817 students

  • MESA VIEW ELEMENTARY

    Elementary · Grades PK–6 · GRANTS

    477 students

  • LOS ALAMITOS MIDDLE

    Middle · Grades 7–8 · GRANTS

    422 students

  • MOUNT TAYLOR ELEMENTARY

    Elementary · Grades PK–6 · GRANTS

    373 students

  • GCCS EARLY COLLEGE HIGH SCHOOL

    High · Grades 9–12 · GRANTS

    47 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$773
Loan principal$122,346
Down payment$30,586
Total interest paid$156,045

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$995
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 87020?
The typical home in 87020 is worth $152,932, based on the Zillow Home Value Index.
Are home values rising in 87020?
Home values in 87020 are up 1.8% over the past year, and up 5.2% a year over five years.
What is the property tax rate in 87020?
The effective property tax rate in 87020 is 0.7% — roughly $1,128 a year on a typical home.
Who lives in 87020?
ZIP code 87020 has a population of 11,966 and a median household income of $62,746.

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Pit ZIP 87020 against any other ZIP — full side-by-side table.

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