HousingHandbookReference data

U.S. ZIP Code · NV89835

Elko County

Typical home value

$217,867[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.7%
5-year / yr
-0.3%
10-year / yr
+2.2%

Relative price

vs U.S.
-23.3%
vs metro
vs state
-47.8%
ZIP 89835 location in NV
Location of ZIP 89835 in NV

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 89835 is worth $217,867. Over the past year, values have fallen 3.7%. The effective property tax rate is 0.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.4%[3]
Typical annual tax
$788[3]

#Climate risk

FEMA National Risk Index ratings for Elko County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Low
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively Low
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
1,762[3]
Median household income
$105,870[3]

#Migration

Household moves in and out of Elko County over a year, from IRS tax-return data.

Net migration
-86[5]
Moved in
1,337
Moved out
1,423

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
4
Elementary
2
Middle
1
High
1
  • Wells Elementary School

    Elementary · Grades K–6 · Elko

    153 students

  • Wells High School

    High · Grades 9–12 · Elko

    99 students

  • Wells Jr High School

    Middle · Grades 7–8 · Elko

    51 students

  • Ruby Valley Elementary School

    Elementary · Grades K–8 · Elko

    8 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,102
Loan principal$174,294
Down payment$43,573
Total interest paid$222,302

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,349
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Rankings

Top-10 lists this ZIP code appears on.

Frequently asked

How much is a home worth in ZIP code 89835?
The typical home in 89835 is worth $217,867, based on the Zillow Home Value Index.
Are home values rising in 89835?
Home values in 89835 are down 3.7% over the past year, and down 0.3% a year over five years.
What is the property tax rate in 89835?
The effective property tax rate in 89835 is 0.4% — roughly $788 a year on a typical home.
Who lives in 89835?
ZIP code 89835 has a population of 1,762 and a median household income of $105,870.

Compare ZIPs

Pit ZIP 89835 against any other ZIP — full side-by-side table.

Compare 89835

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