HousingHandbookReference data

U.S. ZIP Code · CA92003

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$1,029,671[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.4%
5-year / yr
+5.2%
10-year / yr
+5.9%

Relative price

vs U.S.
+262.5%
vs metro
+12.6%
vs state
+47.0%
ZIP 92003 location in CA
Location of ZIP 92003 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92003 is worth $1,029,671 — 12.6% above the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have fallen 0.4%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$5,455[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Very High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Very High
Drought
Relatively Low
Heat wave
Relatively High
Hurricane
Very Low
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
5,061[3]
Median household income
$113,216[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration
-5,385[5]
Moved in
70,215
Moved out
75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
1
Middle
1
High
1
  • Bonsall Elementary

    Elementary · Grades K–5 · Bonsall Unified

    901 students

  • Norman L. Sullivan Middle

    Middle · Grades 6–8 · Bonsall Unified

    508 students

  • Bonsall High

    High · Grades 9–12 · Bonsall Unified

    331 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$5,207
Loan principal$823,737
Down payment$205,934
Total interest paid$1,050,631

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$6,519
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
47th percentile[1]
Rental yield
[2]
Property tax
12th percentile[3]

Frequently asked

How much is a home worth in ZIP code 92003?
The typical home in 92003 is worth $1,029,671, based on the Zillow Home Value Index.
Are home values rising in 92003?
Home values in 92003 are down 0.4% over the past year, and up 5.2% a year over five years.
What is the property tax rate in 92003?
The effective property tax rate in 92003 is 0.5% — roughly $5,455 a year on a typical home.
Who lives in 92003?
ZIP code 92003 has a population of 5,061 and a median household income of $113,216.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • San Marcos, CA

    Typical home
    $1,029,709
    Gross yield
    3.7%
  • Jamul CDP, CA

    Typical home
    $1,026,888
    Gross yield
  • Casa de Oro-Mount Helix CDP, CA

    Typical home
    $1,036,420
    Gross yield
    3.0%
  • San Diego, CA

    Typical home
    $1,018,699
    Gross yield
    3.5%
  • San Diego, CA

    Typical home
    $1,015,405
    Gross yield
    3.6%
  • San Diego, CA

    Typical home
    $1,012,604
    Gross yield
    3.0%

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