How much is a home worth in ZIP code 92122?

The typical home in 92122 is worth $1,102,514, based on the Zillow Home Value Index.

Are home values rising in 92122?

Home values in 92122 are down 4.2% over the past year, and up 5.9% a year over five years.

What is the typical rent in 92122?

A typical home in 92122 rents for about $3,126 a month, a gross rental yield of 3.4%.

What is the property tax rate in 92122?

The effective property tax rate in 92122 is 0.6% — roughly $7,145 a year on a typical home.

ZIP code 92122 has a population of 45,411 and a median household income of $105,177.

HousingHandbookReference data

…

U.S. ZIP Code · CA92122

San Diego County · San Diego-Chula Vista-Carlsbad, CA

Typical home value

$1,102,514^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -4.2%
5-year / yr: +5.9%
10-year / yr: +6.6%

Relative price

vs U.S.: +288.1%
vs metro: +20.6%
vs state: +57.4%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92122 is worth $1,102,514 — 20.6% above the San Diego-Chula Vista-Carlsbad, CA median. Over the past year, values have fallen 4.2%. Homes here rent for a typical $3,126 a month — a 3.4% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,126^[2]
Gross yield: 3.4%^[2]
Cap rate: 2.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $7,145^[3]

#Climate risk

FEMA National Risk Index ratings for San Diego County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively Moderate
Wildfire: Very High
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: Very Low
Tornado: Relatively Low
Earthquake: Relatively High
Winter weather: Relatively Low

#Who lives here

Population: 45,411^[3]
Median household income: $105,177^[3]

#Migration

Household moves in and out of San Diego County over a year, from IRS tax-return data.

Net migration: -5,385^[5]
Moved in: 70,215
Moved out: 75,600

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 3
Middle: 1
High: 1

University City High
High · Grades 9–12 · San Diego Unified
1,505 students
Standley Middle
Middle · Grades 6–8 · San Diego Unified
838 students
Doyle Elementary
Elementary · Grades K–5 · San Diego Unified
672 students
Spreckels Elementary
Elementary · Grades K–5 · San Diego Unified
650 students
Curie Elementary
Elementary · Grades K–5 · San Diego Unified
530 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.4%

Net yield (after ~40% expenses)2.0%

Annual rent$37,513

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$5,575

Loan principal$882,011

Down payment$220,503

Total interest paid$1,124,957

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.27

Monthly cost to own$7,091

Monthly rent$3,126

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 61st percentile^[1]
Rental yield: 42nd percentile^[2]
Property tax: 49th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 92122?: The typical home in 92122 is worth $1,102,514, based on the Zillow Home Value Index.
Are home values rising in 92122?: Home values in 92122 are down 4.2% over the past year, and up 5.9% a year over five years.
What is the typical rent in 92122?: A typical home in 92122 rents for about $3,126 a month, a gross rental yield of 3.4%.
What is the property tax rate in 92122?: The effective property tax rate in 92122 is 0.6% — roughly $7,145 a year on a typical home.
Who lives in 92122?: ZIP code 92122 has a population of 45,411 and a median household income of $105,177.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

92117 vs 92122 →
San Diego, CA
Typical home
$1,106,525
Gross yield
3.1%
92103 vs 92122 →
San Diego, CA
Typical home
$1,091,171
Gross yield
3.0%
92121
San Diego, CA
Typical home
$1,114,542
Gross yield
4.4%
92054
Oceanside, CA
Typical home
$1,119,545
Gross yield
3.3%
92059
Pala CDP, CA
Typical home
$1,084,049
Gross yield
—
92124
San Diego, CA
Typical home
$1,080,016
Gross yield
3.4%

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Pit ZIP 92122 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA92122

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