How much is a home worth in ZIP code 92395?

The typical home in 92395 is worth $414,102, based on the Zillow Home Value Index.

Are home values rising in 92395?

Home values in 92395 are down 1.5% over the past year, and up 5.3% a year over five years.

What is the typical rent in 92395?

A typical home in 92395 rents for about $1,860 a month, a gross rental yield of 5.4%.

What is the property tax rate in 92395?

The effective property tax rate in 92395 is 0.7% — roughly $2,851 a year on a typical home.

ZIP code 92395 has a population of 47,375 and a median household income of $62,102.

HousingHandbookReference data

…

U.S. ZIP Code · CA92395

San Bernardino County · Riverside-San Bernardino-Ontario, CA

Typical home value

$414,102^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.5%
5-year / yr: +5.3%
10-year / yr: +8.1%

Relative price

vs U.S.: +45.8%
vs metro: -22.4%
vs state: -40.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 92395 is worth $414,102 — 22.4% below the Riverside-San Bernardino-Ontario, CA median. Over the past year, values have fallen 1.5%. Homes here rent for a typical $1,860 a month — a 5.4% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,860^[2]
Gross yield: 5.4%^[2]
Cap rate: 3.2%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $2,851^[3]

#Climate risk

FEMA National Risk Index ratings for San Bernardino County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Not Applicable
Wildfire: Very High
Drought: Relatively Low
Heat wave: Relatively High
Hurricane: No Rating
Tornado: Relatively Moderate
Earthquake: Very High
Winter weather: Relatively Low

#Who lives here

Population: 47,375^[3]
Median household income: $62,102^[3]

#Migration

Household moves in and out of San Bernardino County over a year, from IRS tax-return data.

Net migration: -3,129^[5]
Moved in: 46,296
Moved out: 49,425

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 23
Elementary: 15
Middle: 0
High: 6

Victor Valley High
High · Grades 9–12 · Victor Valley Union High
2,169 students
Excelsior Charter
High · Grades 7–12 · Excelsior Charter District
2,120 students
Lakeview Leadership Academy
High · Grades 7–12 · Victor Valley Union High
1,042 students
Liberty Elementary
Elementary · Grades K–6 · Victor Elementary
979 students
Mojave Vista Elementary
Elementary · Grades K–6 · Victor Elementary
901 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.4%

Net yield (after ~40% expenses)3.2%

Annual rent$22,317

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,094

Loan principal$331,281

Down payment$82,820

Total interest paid$422,531

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.44

Monthly cost to own$2,677

Monthly rent$1,860

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 62nd percentile^[1]
Rental yield: 59th percentile^[2]
Property tax: 31st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 92395?: The typical home in 92395 is worth $414,102, based on the Zillow Home Value Index.
Are home values rising in 92395?: Home values in 92395 are down 1.5% over the past year, and up 5.3% a year over five years.
What is the typical rent in 92395?: A typical home in 92395 rents for about $1,860 a month, a gross rental yield of 5.4%.
What is the property tax rate in 92395?: The effective property tax rate in 92395 is 0.7% — roughly $2,851 a year on a typical home.
Who lives in 92395?: ZIP code 92395 has a population of 47,375 and a median household income of $62,102.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

92220 vs 92395 →
Banning, CA
Typical home
$414,306
Gross yield
5.9%
92308 vs 92395 →
Apple Valley, CA
Typical home
$413,554
Gross yield
5.4%
92314
Big Bear City CDP, CA
Typical home
$415,952
Gross yield
6.5%
92586
Menifee, CA
Typical home
$418,087
Gross yield
6.6%
92241
Sky Valley CDP, CA
Typical home
$408,198
Gross yield
—
92358
Lytle Creek CDP, CA
Typical home
$407,927
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA92395

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