HousingHandbookReference data

U.S. ZIP Code · CA93040

Ventura County · Oxnard-Thousand Oaks-Ventura, CA

Typical home value

$580,446[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.6%
5-year / yr
+2.3%
10-year / yr
+5.0%

Relative price

vs U.S.
+104.3%
vs metro
-35.7%
vs state
-17.1%
ZIP 93040 location in CA
Location of ZIP 93040 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 93040 is worth $580,446 — 35.7% below the Oxnard-Thousand Oaks-Ventura, CA median. Over the past year, values have fallen 3.6%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$4,305[3]

#Climate risk

FEMA National Risk Index ratings for Ventura County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Very High
Coastal flood
Relatively Moderate
Wildfire
Relatively High
Drought
Relatively Moderate
Heat wave
Relatively Moderate
Hurricane
No Rating
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
1,799[3]
Median household income
$94,556[3]

#Migration

Household moves in and out of Ventura County over a year, from IRS tax-return data.

Net migration
-2,337[5]
Moved in
15,164
Moved out
17,501

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Piru Elementary

    Elementary · Grades K–5 · Fillmore Unified

    274 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,935
Loan principal$464,356
Down payment$116,089
Total interest paid$592,261

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$3,777
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
68th percentile[3]

Frequently asked

How much is a home worth in ZIP code 93040?
The typical home in 93040 is worth $580,446, based on the Zillow Home Value Index.
Are home values rising in 93040?
Home values in 93040 are down 3.6% over the past year, and up 2.3% a year over five years.
What is the property tax rate in 93040?
The effective property tax rate in 93040 is 0.7% — roughly $4,305 a year on a typical home.
Who lives in 93040?
ZIP code 93040 has a population of 1,799 and a median household income of $94,556.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Port Hueneme, CA

    Typical home
    $630,148
    Gross yield
    5.4%
  • Fillmore, CA

    Typical home
    $697,898
    Gross yield
  • Oxnard, CA

    Typical home
    $707,187
    Gross yield
    4.3%
  • Santa Paula, CA

    Typical home
    $714,119
    Gross yield
  • Oxnard, CA

    Typical home
    $780,828
    Gross yield
    4.2%
  • Oxnard, CA

    Typical home
    $793,016
    Gross yield
    4.6%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 93040 against any other ZIP — full side-by-side table.

Compare 93040

#Jump to section