How much is a home worth in ZIP code 93103?

The typical home in 93103 is worth $1,749,279, based on the Zillow Home Value Index.

Are home values rising in 93103?

Home values in 93103 are up 3.4% over the past year, and up 6.9% a year over five years.

What is the typical rent in 93103?

A typical home in 93103 rents for about $3,983 a month, a gross rental yield of 2.7%.

What is the property tax rate in 93103?

The effective property tax rate in 93103 is 0.6% — roughly $9,913 a year on a typical home.

ZIP code 93103 has a population of 19,382 and a median household income of $122,159.

HousingHandbookReference data

…

U.S. ZIP Code · CA93103

Santa Barbara County · Santa Maria-Santa Barbara, CA

Typical home value

$1,749,279^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +3.4%
5-year / yr: +6.9%
10-year / yr: +5.3%

Relative price

vs U.S.: +515.8%
vs metro: +18.8%
vs state: +149.7%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 93103 is worth $1,749,279 — 18.8% above the Santa Maria-Santa Barbara, CA median. Over the past year, values have risen 3.4%. Homes here rent for a typical $3,983 a month — a 2.7% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,983^[2]
Gross yield: 2.7%^[2]
Cap rate: 1.6%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.6%^[3]
Typical annual tax: $9,913^[3]

#Climate risk

FEMA National Risk Index ratings for Santa Barbara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: Relatively Low
Wildfire: Relatively High
Drought: Very High
Heat wave: Relatively Low
Hurricane: No Rating
Tornado: Very Low
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 19,382^[3]
Median household income: $122,159^[3]

#Migration

Household moves in and out of Santa Barbara County over a year, from IRS tax-return data.

Net migration: -2,163^[5]
Moved in: 7,807
Moved out: 9,970

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 3
Middle: 1
High: 1

Santa Barbara Senior High
High · Grades 9–12 · Santa Barbara Unified
2,046 students
Santa Barbara Junior High
Middle · Grades 7–8 · Santa Barbara Unified
502 students
Franklin Elementary
Elementary · Grades K–6 · Santa Barbara Unified
436 students
Adelante Charter
Elementary · Grades K–6 · Adelante Charter District
306 students
Cleveland Elementary
Elementary · Grades K–6 · Santa Barbara Unified
253 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield2.7%

Net yield (after ~40% expenses)1.6%

Annual rent$47,798

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$8,845

Loan principal$1,399,423

Down payment$349,856

Total interest paid$1,784,888

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.80

Monthly cost to own$11,134

Monthly rent$3,983

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 65th percentile^[1]
Rental yield: 20th percentile^[2]
Property tax: 25th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 93103?: The typical home in 93103 is worth $1,749,279, based on the Zillow Home Value Index.
Are home values rising in 93103?: Home values in 93103 are up 3.4% over the past year, and up 6.9% a year over five years.
What is the typical rent in 93103?: A typical home in 93103 rents for about $3,983 a month, a gross rental yield of 2.7%.
What is the property tax rate in 93103?: The effective property tax rate in 93103 is 0.6% — roughly $9,913 a year on a typical home.
Who lives in 93103?: ZIP code 93103 has a population of 19,382 and a median household income of $122,159.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

93441 vs 93103 →
Los Olivos CDP, CA
Typical home
$1,776,993
Gross yield
—
93111 vs 93103 →
Eastern Goleta Valley CDP, CA
Typical home
$1,692,181
Gross yield
2.7%
93460
Santa Ynez CDP, CA
Typical home
$1,884,835
Gross yield
—
93105
Santa Barbara, CA
Typical home
$1,918,228
Gross yield
2.8%
93110
Eastern Goleta Valley CDP, CA
Typical home
$1,927,303
Gross yield
2.0%
93013
Toro Canyon CDP, CA
Typical home
$1,512,276
Gross yield
3.3%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 93103 against any other ZIP — full side-by-side table.

Compare 93103 →

#Jump to section

U.S. ZIP Code · CA93103

Get more data on ZIPs like this

Get more data on ZIPs like this