HousingHandbookReference data

U.S. ZIP Code · CA93644

Madera County · Fresno, CA

Typical home value

$436,050[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-2.1%
5-year / yr
+3.9%
10-year / yr
+5.9%

Relative price

vs U.S.
+53.5%
vs metro
+12.2%
vs state
-37.8%
ZIP 93644 location in CA
Location of ZIP 93644 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 93644 is worth $436,050 — 12.2% above the Fresno, CA median. Over the past year, values have fallen 2.1%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,672[3]

#Climate risk

FEMA National Risk Index ratings for Madera County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Very High
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Moderate

#Who lives here

Population
7,614[3]
Median household income
$81,196[3]

#Migration

Household moves in and out of Madera County over a year, from IRS tax-return data.

Net migration
+258[5]
Moved in
3,284
Moved out
3,026

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
2
Middle
1
High
5
  • Yosemite High

    High · Grades 9–12 · Yosemite Unified

    557 students

  • Oakhurst Elementary

    Elementary · Grades K–5 · Bass Lake Joint Union Elementary

    347 students

  • Mountain Home Charter (Alternative)

    Elementary · Grades K–8 · Mountain Home Charter (Alternative) District

    214 students

  • Oak Creek Intermediate

    Middle · Grades 6–8 · Bass Lake Joint Union Elementary

    191 students

  • Glacier High School Charter

    High · Grades 9–12 · Glacier High School Charter District

    82 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,205
Loan principal$348,840
Down payment$87,210
Total interest paid$444,926

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,790
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
28th percentile[1]
Rental yield
[2]
Property tax
13th percentile[3]

Frequently asked

How much is a home worth in ZIP code 93644?
The typical home in 93644 is worth $436,050, based on the Zillow Home Value Index.
Are home values rising in 93644?
Home values in 93644 are down 2.1% over the past year, and up 3.9% a year over five years.
What is the property tax rate in 93644?
The effective property tax rate in 93644 is 0.6% — roughly $2,672 a year on a typical home.
Who lives in 93644?
ZIP code 93644 has a population of 7,614 and a median household income of $81,196.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Auberry CDP, CA

    Typical home
    $433,429
    Gross yield
  • Fresno, CA

    Typical home
    $431,709
    Gross yield
    6.7%
  • Yosemite Lakes CDP, CA

    Typical home
    $421,966
    Gross yield
  • Kerman, CA

    Typical home
    $413,323
    Gross yield
  • Centerville CDP, CA

    Typical home
    $412,181
    Gross yield
    6.3%
  • Madera, CA

    Typical home
    $404,709
    Gross yield
    6.6%

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