How much is a home worth in ZIP code 95020?

The typical home in 95020 is worth $1,076,207, based on the Zillow Home Value Index.

Are home values rising in 95020?

Home values in 95020 are down 2.3% over the past year, and up 3.4% a year over five years.

What is the typical rent in 95020?

A typical home in 95020 rents for about $2,696 a month, a gross rental yield of 3.0%.

What is the property tax rate in 95020?

The effective property tax rate in 95020 is 0.7% — roughly $7,970 a year on a typical home.

ZIP code 95020 has a population of 67,181 and a median household income of $137,117.

HousingHandbookReference data

…

U.S. ZIP Code · CA95020

Santa Clara County · San Jose-Sunnyvale-Santa Clara, CA

Typical home value

$1,076,207^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -2.3%
5-year / yr: +3.4%
10-year / yr: +5.0%

Relative price

vs U.S.: +278.9%
vs metro: -34.9%
vs state: +53.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95020 is worth $1,076,207 — 34.9% below the San Jose-Sunnyvale-Santa Clara, CA median. Over the past year, values have fallen 2.3%. Homes here rent for a typical $2,696 a month — a 3.0% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,696^[2]
Gross yield: 3.0%^[2]
Cap rate: 1.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $7,970^[3]

#Climate risk

FEMA National Risk Index ratings for Santa Clara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively High
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Very High
Winter weather: Very Low

#Who lives here

Population: 67,181^[3]
Median household income: $137,117^[3]

#Migration

Household moves in and out of Santa Clara County over a year, from IRS tax-return data.

Net migration: -9,835^[5]
Moved in: 43,577
Moved out: 53,412

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 17
Elementary: 8
Middle: 3
High: 5

Christopher High
High · Grades 9–12 · Gilroy Unified
1,667 students
Gilroy High
High · Grades 9–12 · Gilroy Unified
1,664 students
Las Animas Elementary
Elementary · Grades K–5 · Gilroy Unified
793 students
Solorsano Middle
Middle · Grades 6–8 · Gilroy Unified
789 students
South Valley Middle
Middle · Grades 6–8 · Gilroy Unified
749 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.0%

Net yield (after ~40% expenses)1.8%

Annual rent$32,348

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$5,442

Loan principal$860,966

Down payment$215,241

Total interest paid$1,098,114

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.60

Monthly cost to own$7,002

Monthly rent$2,696

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 32nd percentile^[1]
Rental yield: 66th percentile^[2]
Property tax: 70th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95020?: The typical home in 95020 is worth $1,076,207, based on the Zillow Home Value Index.
Are home values rising in 95020?: Home values in 95020 are down 2.3% over the past year, and up 3.4% a year over five years.
What is the typical rent in 95020?: A typical home in 95020 rents for about $2,696 a month, a gross rental yield of 3.0%.
What is the property tax rate in 95020?: The effective property tax rate in 95020 is 0.7% — roughly $7,970 a year on a typical home.
Who lives in 95020?: ZIP code 95020 has a population of 67,181 and a median household income of $137,117.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95111 vs 95020 →
San Jose, CA
Typical home
$1,077,317
Gross yield
3.9%
95134 vs 95020 →
San Jose, CA
Typical home
$1,097,587
Gross yield
3.9%
95127
San Jose, CA
Typical home
$1,119,902
Gross yield
3.4%
95112
San Jose, CA
Typical home
$1,024,493
Gross yield
3.5%
95122
San Jose, CA
Typical home
$1,001,673
Gross yield
3.8%
95133
San Jose, CA
Typical home
$1,164,670
Gross yield
3.7%

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Compare ZIPs

Pit ZIP 95020 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95020

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