How much is a home worth in ZIP code 95130?

The typical home in 95130 is worth $2,207,726, based on the Zillow Home Value Index.

Are home values rising in 95130?

Home values in 95130 are up 0.8% over the past year, and up 6.9% a year over five years.

What is the typical rent in 95130?

A typical home in 95130 rents for about $2,409 a month, a gross rental yield of 1.3%.

What is the property tax rate in 95130?

The effective property tax rate in 95130 is 0.7% — roughly $15,101 a year on a typical home.

ZIP code 95130 has a population of 13,511 and a median household income of $159,556.

HousingHandbookReference data

…

U.S. ZIP Code · CA95130

Santa Clara County · San Jose-Sunnyvale-Santa Clara, CA

Typical home value

$2,207,726^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +0.8%
5-year / yr: +6.9%
10-year / yr: +6.7%

Relative price

vs U.S.: +677.2%
vs metro: +33.5%
vs state: +215.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95130 is worth $2,207,726 — 33.5% above the San Jose-Sunnyvale-Santa Clara, CA median. Over the past year, values have risen 0.8%. Homes here rent for a typical $2,409 a month — a 1.3% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,409^[2]
Gross yield: 1.3%^[2]
Cap rate: 0.8%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $15,101^[3]

#Climate risk

FEMA National Risk Index ratings for Santa Clara County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Very High^[4]
Riverine flood: Very High
Coastal flood: Relatively High
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively High
Hurricane: Not Applicable
Tornado: Relatively Low
Earthquake: Very High
Winter weather: Very Low

#Who lives here

Population: 13,511^[3]
Median household income: $159,556^[3]

#Migration

Household moves in and out of Santa Clara County over a year, from IRS tax-return data.

Net migration: -9,835^[5]
Moved in: 43,577
Moved out: 53,412

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 5
Elementary: 4
Middle: 1
High: 0

Moreland Middle
Middle · Grades 6–8 · Moreland
712 students
Forest Hill Elementary
Elementary · Grades K–5 · Campbell Union
553 students
Latimer
Elementary · Grades K–8 · Moreland
483 students
George C. Payne Elementary
Elementary · Grades K–5 · Moreland
459 students
Gussie M. Baker Elementary
Elementary · Grades K–5 · Moreland
434 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield1.3%

Net yield (after ~40% expenses)0.8%

Annual rent$28,907

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$11,163

Loan principal$1,766,181

Down payment$441,545

Total interest paid$2,252,666

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio5.92

Monthly cost to own$14,254

Monthly rent$2,409

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 96th percentile^[1]
Rental yield: 7th percentile^[2]
Property tax: 41st percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95130?: The typical home in 95130 is worth $2,207,726, based on the Zillow Home Value Index.
Are home values rising in 95130?: Home values in 95130 are up 0.8% over the past year, and up 6.9% a year over five years.
What is the typical rent in 95130?: A typical home in 95130 rents for about $2,409 a month, a gross rental yield of 1.3%.
What is the property tax rate in 95130?: The effective property tax rate in 95130 is 0.7% — roughly $15,101 a year on a typical home.
Who lives in 95130?: ZIP code 95130 has a population of 13,511 and a median household income of $159,556.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

94303 vs 95130 →
Palo Alto, CA
Typical home
$2,140,422
Gross yield
2.7%
94041 vs 95130 →
Mountain View, CA
Typical home
$2,278,178
Gross yield
2.2%
95120
San Jose, CA
Typical home
$2,311,979
Gross yield
—
95124
San Jose, CA
Typical home
$2,005,760
Gross yield
2.4%
94086
Sunnyvale, CA
Typical home
$1,959,743
Gross yield
2.3%
95008
Campbell, CA
Typical home
$1,945,257
Gross yield
2.0%

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Pit ZIP 95130 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95130

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