HousingHandbookReference data

U.S. ZIP Code · CA95248

Calaveras County

Typical home value

$316,360[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-5.4%
5-year / yr
-2.1%
10-year / yr

Relative price

vs U.S.
+11.4%
vs metro
vs state
-54.8%
ZIP 95248 location in CA
Location of ZIP 95248 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95248 is worth $316,360. Over the past year, values have fallen 5.4%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
[3]
Typical annual tax
[3]

#Climate risk

FEMA National Risk Index ratings for Calaveras County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively Moderate
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Low
Winter weather
Relatively High

#Who lives here

Population
60[3]
Median household income
[3]

#Migration

Household moves in and out of Calaveras County over a year, from IRS tax-return data.

Net migration
+21[5]
Moved in
1,327
Moved out
1,306

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,600
Loan principal$253,088
Down payment$63,272
Total interest paid$322,800

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,180
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95248?
The typical home in 95248 is worth $316,360, based on the Zillow Home Value Index.
Are home values rising in 95248?
Home values in 95248 are down 5.4% over the past year, and down 2.1% a year over five years.

Compare ZIPs

Pit ZIP 95248 against any other ZIP — full side-by-side table.

Compare 95248

#Jump to section