HousingHandbookReference data

U.S. ZIP Code · CA95330

San Joaquin County · Stockton-Lodi, CA

Typical home value

$647,374[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-5.0%
5-year / yr
+2.9%
10-year / yr
+6.0%

Relative price

vs U.S.
+127.9%
vs metro
+17.0%
vs state
-7.6%
ZIP 95330 location in CA
Location of ZIP 95330 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95330 is worth $647,374 — 17.0% above the Stockton-Lodi, CA median. Over the past year, values have fallen 5.0%. Homes here rent for a typical $3,053 a month — a 5.7% gross rental yield. The effective property tax rate is 1.2%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$3,053[2]
Gross yield
5.7%[2]
Cap rate
3.4%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
1.2%[3]
Typical annual tax
$7,470[3]

#Climate risk

FEMA National Risk Index ratings for San Joaquin County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very High
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Relatively Low

#Who lives here

Population
35,395[3]
Median household income
$125,421[3]

#Migration

Household moves in and out of San Joaquin County over a year, from IRS tax-return data.

Net migration
-147[5]
Moved in
15,203
Moved out
15,350

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
8
Elementary
6
Middle
0
High
2
  • Lathrop High

    High · Grades 9–12 · Manteca Unified

    1,509 students

  • Mossdale Elementary

    Elementary · Grades K–8 · Manteca Unified

    1,064 students

  • River Islands Technology Academy II

    Elementary · Grades K–8 · River Islands Technology Academy II District

    975 students

  • Lathrop Elementary

    Elementary · Grades K–8 · Manteca Unified

    935 students

  • Joseph Widmer Jr. Elementary

    Elementary · Grades K–8 · Manteca Unified

    911 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.7%
Net yield (after ~40% expenses)3.4%
Annual rent$36,633

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$3,273
Loan principal$517,899
Down payment$129,475
Total interest paid$660,552

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.45
Monthly cost to own$4,433
Monthly rent$3,053

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
81st percentile[1]
Rental yield
71st percentile[2]
Property tax
100th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95330?
The typical home in 95330 is worth $647,374, based on the Zillow Home Value Index.
Are home values rising in 95330?
Home values in 95330 are down 5.0% over the past year, and up 2.9% a year over five years.
What is the typical rent in 95330?
A typical home in 95330 rents for about $3,053 a month, a gross rental yield of 5.7%.
What is the property tax rate in 95330?
The effective property tax rate in 95330 is 1.2% — roughly $7,470 a year on a typical home.
Who lives in 95330?
ZIP code 95330 has a population of 35,395 and a median household income of $125,421.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Manteca, CA

    Typical home
    $648,373
    Gross yield
    4.8%
  • Linden CDP, CA

    Typical home
    $672,517
    Gross yield
  • Ripon, CA

    Typical home
    $689,110
    Gross yield
    3.8%
  • Escalon, CA

    Typical home
    $602,126
    Gross yield
  • Tracy, CA

    Typical home
    $598,407
    Gross yield
    4.9%
  • Woodbridge CDP, CA

    Typical home
    $595,650
    Gross yield

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