HousingHandbookReference data

U.S. ZIP Code · CA95341

Merced County · Merced, CA

Typical home value

$363,513[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.3%
5-year / yr
+5.0%
10-year / yr
+8.3%

Relative price

vs U.S.
+28.0%
vs metro
-12.7%
vs state
-48.1%
ZIP 95341 location in CA
Location of ZIP 95341 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95341 is worth $363,513 — 12.7% below the Merced, CA median. Over the past year, values have fallen 1.3%. Homes here rent for a typical $1,848 a month — a 6.1% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,848[2]
Gross yield
6.1%[2]
Cap rate
3.7%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,200[3]

#Climate risk

FEMA National Risk Index ratings for Merced County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively Moderate
Drought
Very High
Heat wave
Relatively High
Hurricane
Not Applicable
Tornado
Relatively Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
36,385[3]
Median household income
$57,342[3]

#Migration

Household moves in and out of Merced County over a year, from IRS tax-return data.

Net migration
-679[5]
Moved in
4,726
Moved out
5,405

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
4
Middle
1
High
1
  • Pioneer Elementary

    Elementary · Grades K–5 · Weaver Union

    1,062 students

  • Weaver Middle

    Middle · Grades 6–8 · Weaver Union

    1,000 students

  • Farmdale Elementary

    Elementary · Grades K–5 · Weaver Union

    970 students

  • McSwain Elementary

    Elementary · Grades K–8 · McSwain Union Elementary

    939 students

  • Merced County Special Education

    Other · Grades K–12 · Merced County Office of Education

    895 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.1%
Net yield (after ~40% expenses)3.7%
Annual rent$22,180

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,838
Loan principal$290,810
Down payment$72,703
Total interest paid$370,913

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.26
Monthly cost to own$2,326
Monthly rent$1,848

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
94th percentile[1]
Rental yield
100th percentile[2]
Property tax
13th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95341?
The typical home in 95341 is worth $363,513, based on the Zillow Home Value Index.
Are home values rising in 95341?
Home values in 95341 are down 1.3% over the past year, and up 5.0% a year over five years.
What is the typical rent in 95341?
A typical home in 95341 rents for about $1,848 a month, a gross rental yield of 6.1%.
What is the property tax rate in 95341?
The effective property tax rate in 95341 is 0.6% — roughly $2,200 a year on a typical home.
Who lives in 95341?
ZIP code 95341 has a population of 36,385 and a median household income of $57,342.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Winton CDP, CA

    Typical home
    $362,915
    Gross yield
  • Dos Palos Y CDP, CA

    Typical home
    $365,823
    Gross yield
  • Le Grand CDP, CA

    Typical home
    $350,375
    Gross yield
  • Merced, CA

    Typical home
    $405,367
    Gross yield
    5.1%
  • Delhi CDP, CA

    Typical home
    $415,985
    Gross yield
  • Merced, CA

    Typical home
    $416,630
    Gross yield
    5.4%

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