HousingHandbookReference data

U.S. ZIP Code · CA95412

Sonoma County · Santa Rosa-Petaluma, CA

Typical home value

$935,132[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-11.9%
5-year / yr
-3.4%
10-year / yr
-0.2%

Relative price

vs U.S.
+229.2%
vs metro
+13.7%
vs state
+33.5%
ZIP 95412 location in CA
Location of ZIP 95412 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95412 is worth $935,132 — 13.7% above the Santa Rosa-Petaluma, CA median. Over the past year, values have fallen 11.9%. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$5,091[3]

#Climate risk

FEMA National Risk Index ratings for Sonoma County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Moderate
Wildfire
Relatively High
Drought
Relatively High
Heat wave
Relatively Moderate
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
331[3]
Median household income
[3]

#Migration

Household moves in and out of Sonoma County over a year, from IRS tax-return data.

Net migration
-207[5]
Moved in
9,223
Moved out
9,430

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Horicon Elementary

    Elementary · Grades K–8 · Horicon Elementary

    74 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$4,729
Loan principal$748,105
Down payment$187,026
Total interest paid$954,167

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$5,929
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
0th percentile[1]
Rental yield
[2]
Property tax
17th percentile[3]

Frequently asked

How much is a home worth in ZIP code 95412?
The typical home in 95412 is worth $935,132, based on the Zillow Home Value Index.
Are home values rising in 95412?
Home values in 95412 are down 11.9% over the past year, and down 3.4% a year over five years.
What is the property tax rate in 95412?
The effective property tax rate in 95412 is 0.5% — roughly $5,091 a year on a typical home.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

  • Sonoma, CA

    Typical home
    $965,638
    Gross yield
    3.6%
  • Fulton CDP, CA

    Typical home
    $1,010,867
    Gross yield
  • Timber Cove CDP, CA

    Typical home
    $857,702
    Gross yield
  • Petaluma, CA

    Typical home
    $838,005
    Gross yield
    3.9%
  • Graton CDP, CA

    Typical home
    $822,293
    Gross yield
  • Santa Rosa, CA

    Typical home
    $821,783
    Gross yield
    3.6%

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