HousingHandbookReference data

U.S. ZIP Code · CA95451

Lake County

Typical home value

$355,746[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-1.8%
5-year / yr
+0.3%
10-year / yr
+4.1%

Relative price

vs U.S.
+25.2%
vs metro
vs state
-49.2%
ZIP 95451 location in CA
Location of ZIP 95451 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95451 is worth $355,746. Over the past year, values have fallen 1.8%. Homes here rent for a typical $1,738 a month — a 5.9% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,738[2]
Gross yield
5.9%[2]
Cap rate
3.5%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,409[3]

#Climate risk

FEMA National Risk Index ratings for Lake County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively High
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
12,592[3]
Median household income
$62,568[3]

#Migration

Household moves in and out of Lake County over a year, from IRS tax-return data.

Net migration
-5[5]
Moved in
1,347
Moved out
1,352

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
7
Elementary
2
Middle
1
High
3
  • Kelseyville Elementary

    Elementary · Grades K–5 · Kelseyville Unified

    573 students

  • Kelseyville High

    High · Grades 9–12 · Kelseyville Unified

    554 students

  • Mountain Vista Middle

    Middle · Grades 6–8 · Kelseyville Unified

    384 students

  • Riviera Elementary

    Elementary · Grades K–5 · Kelseyville Unified

    296 students

  • Kelseyville Learning Academy

    Other · Grades K–12 · Kelseyville Unified

    46 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.9%
Net yield (after ~40% expenses)3.5%
Annual rent$20,850

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,799
Loan principal$284,597
Down payment$71,149
Total interest paid$362,988

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.32
Monthly cost to own$2,297
Monthly rent$1,738

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95451?
The typical home in 95451 is worth $355,746, based on the Zillow Home Value Index.
Are home values rising in 95451?
Home values in 95451 are down 1.8% over the past year, and up 0.3% a year over five years.
What is the typical rent in 95451?
A typical home in 95451 rents for about $1,738 a month, a gross rental yield of 5.9%.
What is the property tax rate in 95451?
The effective property tax rate in 95451 is 0.7% — roughly $2,409 a year on a typical home.
Who lives in 95451?
ZIP code 95451 has a population of 12,592 and a median household income of $62,568.

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