HousingHandbookReference data

U.S. ZIP Code · CA95458

Lake County

Typical home value

$239,337[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-6.9%
5-year / yr
-0.4%
10-year / yr
+4.9%

Relative price

vs U.S.
-15.7%
vs metro
vs state
-65.8%
ZIP 95458 location in CA
Location of ZIP 95458 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95458 is worth $239,337. Over the past year, values have fallen 6.9%. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$1,552[3]

#Climate risk

FEMA National Risk Index ratings for Lake County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively Moderate[4]
Riverine flood
Relatively High
Coastal flood
Not Applicable
Wildfire
Relatively High
Drought
Relatively High
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Relatively Low

#Who lives here

Population
3,638[3]
Median household income
$57,674[3]

#Migration

Household moves in and out of Lake County over a year, from IRS tax-return data.

Net migration
-5[5]
Moved in
1,347
Moved out
1,352

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
1
Elementary
1
Middle
0
High
0
  • Lucerne Elementary

    Elementary · Grades K–8 · Lucerne Elementary

    292 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,210
Loan principal$191,470
Down payment$47,867
Total interest paid$244,209

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$1,539
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95458?
The typical home in 95458 is worth $239,337, based on the Zillow Home Value Index.
Are home values rising in 95458?
Home values in 95458 are down 6.9% over the past year, and down 0.4% a year over five years.
What is the property tax rate in 95458?
The effective property tax rate in 95458 is 0.6% — roughly $1,552 a year on a typical home.
Who lives in 95458?
ZIP code 95458 has a population of 3,638 and a median household income of $57,674.

Compare ZIPs

Pit ZIP 95458 against any other ZIP — full side-by-side table.

Compare 95458

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