HousingHandbookReference data

U.S. ZIP Code · CA95490

Mendocino County

Typical home value

$353,733[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-5.5%
5-year / yr
-6.0%
10-year / yr
0.0%

Relative price

vs U.S.
+24.5%
vs metro
vs state
-49.5%
ZIP 95490 location in CA
Location of ZIP 95490 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95490 is worth $353,733. Over the past year, values have fallen 5.5%. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.7%[3]
Typical annual tax
$2,421[3]

#Climate risk

FEMA National Risk Index ratings for Mendocino County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively Low
Wildfire
Relatively High
Drought
Relatively High
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
14,677[3]
Median household income
$79,594[3]

#Migration

Household moves in and out of Mendocino County over a year, from IRS tax-return data.

Net migration
-248[5]
Moved in
1,507
Moved out
1,755

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
9
Elementary
4
Middle
1
High
3
  • Willits High

    High · Grades 9–12 · Willits Unified

    402 students

  • Brookside Elementary

    Elementary · Grades K–2 · Willits Unified

    377 students

  • Baechtel Grove Middle

    Middle · Grades 6–8 · Willits Unified

    338 students

  • Blosser Lane Elementary

    Elementary · Grades 3–5 · Willits Unified

    321 students

  • Willits Elementary Charter

    Elementary · Grades K–5 · Willits Elementary Charter District

    152 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,789
Loan principal$282,986
Down payment$70,747
Total interest paid$360,934

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,284
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95490?
The typical home in 95490 is worth $353,733, based on the Zillow Home Value Index.
Are home values rising in 95490?
Home values in 95490 are down 5.5% over the past year, and down 6.0% a year over five years.
What is the property tax rate in 95490?
The effective property tax rate in 95490 is 0.7% — roughly $2,421 a year on a typical home.
Who lives in 95490?
ZIP code 95490 has a population of 14,677 and a median household income of $79,594.

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