HousingHandbookReference data

U.S. ZIP Code · CA95501

Humboldt County

Typical home value

$392,043[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-4.2%
5-year / yr
0.0%
10-year / yr
+2.9%

Relative price

vs U.S.
+38.0%
vs metro
vs state
-44.0%
ZIP 95501 location in CA
Location of ZIP 95501 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95501 is worth $392,043. Over the past year, values have fallen 4.2%. Homes here rent for a typical $1,416 a month — a 4.3% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,416[2]
Gross yield
4.3%[2]
Cap rate
2.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,519[3]

#Climate risk

FEMA National Risk Index ratings for Humboldt County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
22,890[3]
Median household income
$54,137[3]

#Migration

Household moves in and out of Humboldt County over a year, from IRS tax-return data.

Net migration
-368[5]
Moved in
2,533
Moved out
2,901

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
10
Elementary
1
Middle
1
High
5
  • Eureka Senior High

    High · Grades 9–12 · Eureka City Schools

    1,226 students

  • Alder Grove Charter School 2

    Other · Grades K–12 · Alder Grove Charter School 2 District

    438 students

  • Catherine L. Zane Middle

    Middle · Grades 6–8 · Eureka City Schools

    398 students

  • Lafayette Elementary

    Elementary · Grades K–5 · Eureka City Schools

    305 students

  • Academy of the Redwoods

    High · Grades 9–12 · Fortuna Union High

    165 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield4.3%
Net yield (after ~40% expenses)2.6%
Annual rent$16,988

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,982
Loan principal$313,635
Down payment$78,409
Total interest paid$400,024

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.78
Monthly cost to own$2,518
Monthly rent$1,416

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95501?
The typical home in 95501 is worth $392,043, based on the Zillow Home Value Index.
Are home values rising in 95501?
Home values in 95501 are down 4.2% over the past year, and down 0.0% a year over five years.
What is the typical rent in 95501?
A typical home in 95501 rents for about $1,416 a month, a gross rental yield of 4.3%.
What is the property tax rate in 95501?
The effective property tax rate in 95501 is 0.6% — roughly $2,519 a year on a typical home.
Who lives in 95501?
ZIP code 95501 has a population of 22,890 and a median household income of $54,137.

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