HousingHandbookReference data

U.S. ZIP Code · CA95503

Humboldt County

Typical home value

$430,507[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-3.3%
5-year / yr
+0.2%
10-year / yr
+3.1%

Relative price

vs U.S.
+51.6%
vs metro
vs state
-38.5%
ZIP 95503 location in CA
Location of ZIP 95503 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95503 is worth $430,507. Over the past year, values have fallen 3.3%. Homes here rent for a typical $1,792 a month — a 5.0% gross rental yield. The effective property tax rate is 0.6%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,792[2]
Gross yield
5.0%[2]
Cap rate
3.0%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.6%[3]
Typical annual tax
$2,610[3]

#Climate risk

FEMA National Risk Index ratings for Humboldt County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
25,054[3]
Median household income
$71,855[3]

#Migration

Household moves in and out of Humboldt County over a year, from IRS tax-return data.

Net migration
-368[5]
Moved in
2,533
Moved out
2,901

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
14
Elementary
9
Middle
3
High
0
  • Washington Elementary

    Elementary · Grades K–5 · Eureka City Schools

    469 students

  • Winship Middle

    Middle · Grades 6–8 · Eureka City Schools

    409 students

  • Alice Birney Elementary

    Elementary · Grades K–5 · Eureka City Schools

    383 students

  • Northern United - Humboldt Charter

    Other · Grades K–12 · Northern United - Humboldt Charter District

    315 students

  • Cutten Elementary

    Elementary · Grades 3–6 · Cutten Elementary

    302 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield5.0%
Net yield (after ~40% expenses)3.0%
Annual rent$21,500

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$2,177
Loan principal$344,405
Down payment$86,101
Total interest paid$439,270

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.54
Monthly cost to own$2,754
Monthly rent$1,792

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95503?
The typical home in 95503 is worth $430,507, based on the Zillow Home Value Index.
Are home values rising in 95503?
Home values in 95503 are down 3.3% over the past year, and up 0.2% a year over five years.
What is the typical rent in 95503?
A typical home in 95503 rents for about $1,792 a month, a gross rental yield of 5.0%.
What is the property tax rate in 95503?
The effective property tax rate in 95503 is 0.6% — roughly $2,610 a year on a typical home.
Who lives in 95503?
ZIP code 95503 has a population of 25,054 and a median household income of $71,855.

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