U.S. ZIP Code · CA95521
Humboldt County
Appreciation
- 1-year
- -4.3%
- 5-year / yr
- -0.6%
- 10-year / yr
- +2.0%
Relative price
- vs U.S.
- +72.0%
- vs metro
- —
- vs state
- -30.3%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 95521 is worth $488,556. Over the past year, values have fallen 4.3%. Homes here rent for a typical $1,549 a month — a 3.8% gross rental yield. The effective property tax rate is 0.6%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Humboldt County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively High[4]
- Riverine flood
- Relatively High
- Coastal flood
- Relatively High
- Wildfire
- Relatively Moderate
- Drought
- Relatively Moderate
- Heat wave
- Relatively Low
- Hurricane
- Not Applicable
- Tornado
- Very Low
- Earthquake
- Relatively High
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Humboldt County over a year, from IRS tax-return data.
- Net migration
- -368[5]
- Moved in
- 2,533
- Moved out
- 2,901
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 13
- Elementary
- 5
- Middle
- 1
- High
- 5
Arcata High
High · Grades 9–12 · Northern Humboldt Union High
1,011 students
Pacific Union Elementary
Elementary · Grades K–8 · Pacific Union Elementary
529 students
Arcata Elementary
Elementary · Grades K–5 · Arcata Elementary
253 students
Sunny Brae Middle
Middle · Grades 6–8 · Arcata Elementary
240 students
Coastal Grove Charter
Elementary · Grades K–8 · Coastal Grove Charter District
220 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
Renting is meaningfully cheaper month-to-month.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 95521?
- The typical home in 95521 is worth $488,556, based on the Zillow Home Value Index.
- Are home values rising in 95521?
- Home values in 95521 are down 4.3% over the past year, and down 0.6% a year over five years.
- What is the typical rent in 95521?
- A typical home in 95521 rents for about $1,549 a month, a gross rental yield of 3.8%.
- What is the property tax rate in 95521?
- The effective property tax rate in 95521 is 0.6% — roughly $2,849 a year on a typical home.
- Who lives in 95521?
- ZIP code 95521 has a population of 21,980 and a median household income of $53,114.
Compare ZIPs
Pit ZIP 95521 against any other ZIP — full side-by-side table.
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