HousingHandbookReference data

U.S. ZIP Code · CA95531

Del Norte County

Typical home value

$361,747[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-0.2%
5-year / yr
+3.9%
10-year / yr
+5.7%

Relative price

vs U.S.
+27.3%
vs metro
vs state
-48.4%
ZIP 95531 location in CA
Location of ZIP 95531 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95531 is worth $361,747. Over the past year, values have fallen 0.2%. Homes here rent for a typical $1,823 a month — a 6.0% gross rental yield. The effective property tax rate is 0.5%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
$1,823[2]
Gross yield
6.0%[2]
Cap rate
3.6%[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.5%[3]
Typical annual tax
$1,722[3]

#Climate risk

FEMA National Risk Index ratings for Del Norte County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively Moderate
Coastal flood
Very Low
Wildfire
Relatively Low
Drought
Relatively Low
Heat wave
Very Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively Moderate
Winter weather
Very Low

#Who lives here

Population
22,291[3]
Median household income
$67,458[3]

#Migration

Household moves in and out of Del Norte County over a year, from IRS tax-return data.

Net migration
-17[5]
Moved in
487
Moved out
504

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
12
Elementary
4
Middle
1
High
4
  • Del Norte High

    High · Grades 9–12 · Del Norte County Unified

    923 students

  • Crescent Elk Middle

    Middle · Grades 6–8 · Del Norte County Unified

    527 students

  • Redwood Elementary

    Elementary · Grades K–8 · Del Norte County Unified

    461 students

  • Castle Rock

    Other · Grades K–12 · Del Norte County Office of Education

    337 students

  • Uncharted Shores Academy

    Other · Grades K–9 · Uncharted Shores Academy District

    295 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield6.0%
Net yield (after ~40% expenses)3.6%
Annual rent$21,870

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,829
Loan principal$289,398
Down payment$72,349
Total interest paid$369,111

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio1.25
Monthly cost to own$2,275
Monthly rent$1,823

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95531?
The typical home in 95531 is worth $361,747, based on the Zillow Home Value Index.
Are home values rising in 95531?
Home values in 95531 are down 0.2% over the past year, and up 3.9% a year over five years.
What is the typical rent in 95531?
A typical home in 95531 rents for about $1,823 a month, a gross rental yield of 6.0%.
What is the property tax rate in 95531?
The effective property tax rate in 95531 is 0.5% — roughly $1,722 a year on a typical home.
Who lives in 95531?
ZIP code 95531 has a population of 22,291 and a median household income of $67,458.

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