U.S. ZIP Code · CA95540
Humboldt County
Appreciation
- 1-year
- -2.2%
- 5-year / yr
- +0.1%
- 10-year / yr
- +3.1%
Relative price
- vs U.S.
- +49.2%
- vs metro
- —
- vs state
- -39.5%
Price history
Zillow Home Value Index — monthly, smoothed and seasonally adjusted.
The typical home in 95540 is worth $423,881. Over the past year, values have fallen 2.2%. The effective property tax rate is 0.7%.
#Rent & investment
Typical asking rent, and the returns it implies at the current home value.
#Property tax
Effective rate — total real estate taxes paid relative to total home value.
#Climate risk
FEMA National Risk Index ratings for Humboldt County. "Not Applicable" means the hazard does not threaten the county.
- Overall risk
- Relatively High[4]
- Riverine flood
- Relatively High
- Coastal flood
- Relatively High
- Wildfire
- Relatively Moderate
- Drought
- Relatively Moderate
- Heat wave
- Relatively Low
- Hurricane
- Not Applicable
- Tornado
- Very Low
- Earthquake
- Relatively High
- Winter weather
- Very Low
#Who lives here
#Migration
Household moves in and out of Humboldt County over a year, from IRS tax-return data.
- Net migration
- -368[5]
- Moved in
- 2,533
- Moved out
- 2,901
Schools
Open public schools in this ZIP, from the NCES Common Core of Data.
- Public schools
- 8
- Elementary
- 3
- Middle
- 2
- High
- 3
Fortuna Union High
High · Grades 9–12 · Fortuna Union High
871 students
Norman G. Ambrosini Elementary
Elementary · Grades K–4 · Fortuna Elementary
301 students
Linell K. Walker Elementary
Elementary · Grades K–4 · Fortuna Elementary
258 students
Fortuna Middle
Middle · Grades 7–8 · Fortuna Elementary
253 students
Toddy Thomas Middle
Middle · Grades 5–8 · Fortuna Elementary
236 students
Run the numbers
Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.
Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.
Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.
This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.
#Metro ranking
Where this ZIP sits among others in its metro area.
Frequently asked
- How much is a home worth in ZIP code 95540?
- The typical home in 95540 is worth $423,881, based on the Zillow Home Value Index.
- Are home values rising in 95540?
- Home values in 95540 are down 2.2% over the past year, and up 0.1% a year over five years.
- What is the property tax rate in 95540?
- The effective property tax rate in 95540 is 0.7% — roughly $3,023 a year on a typical home.
- Who lives in 95540?
- ZIP code 95540 has a population of 14,469 and a median household income of $63,695.
Compare ZIPs
Pit ZIP 95540 against any other ZIP — full side-by-side table.
#Jump to section