HousingHandbookReference data

U.S. ZIP Code · CA95589

Humboldt County

Typical home value

$364,289[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year
-8.8%
5-year / yr
-2.9%
10-year / yr
+0.2%

Relative price

vs U.S.
+28.2%
vs metro
vs state
-48.0%
ZIP 95589 location in CA
Location of ZIP 95589 in CA

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95589 is worth $364,289. Over the past year, values have fallen 8.8%. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent
[2]
Gross yield
[2]
Cap rate
[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate
0.8%[3]
Typical annual tax
$3,011[3]

#Climate risk

FEMA National Risk Index ratings for Humboldt County. "Not Applicable" means the hazard does not threaten the county.

Overall risk
Relatively High[4]
Riverine flood
Relatively High
Coastal flood
Relatively High
Wildfire
Relatively Moderate
Drought
Relatively Moderate
Heat wave
Relatively Low
Hurricane
Not Applicable
Tornado
Very Low
Earthquake
Relatively High
Winter weather
Very Low

#Who lives here

Population
1,115[3]
Median household income
$43,040[3]

#Migration

Household moves in and out of Humboldt County over a year, from IRS tax-return data.

Net migration
-368[5]
Moved in
2,533
Moved out
2,901

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools
3
Elementary
2
Middle
0
High
1
  • Whale Gulch Elementary

    Elementary · Grades K–8 · Leggett Valley Unified

    38 students

  • Whitethorn Elementary

    Elementary · Grades K–6 · Southern Humboldt Joint Unified

    19 students

  • Whale Gulch High

    High · Grades 9–12 · Leggett Valley Unified

    10 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Gross yield
Net yield (after ~40% expenses)
Annual rent

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Monthly payment$1,842
Loan principal$291,431
Down payment$72,858
Total interest paid$371,704

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Own : rent ratio
Monthly cost to own$2,398
Monthly rent

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation
[1]
Rental yield
[2]
Property tax
[3]

Frequently asked

How much is a home worth in ZIP code 95589?
The typical home in 95589 is worth $364,289, based on the Zillow Home Value Index.
Are home values rising in 95589?
Home values in 95589 are down 8.8% over the past year, and down 2.9% a year over five years.
What is the property tax rate in 95589?
The effective property tax rate in 95589 is 0.8% — roughly $3,011 a year on a typical home.
Who lives in 95589?
ZIP code 95589 has a population of 1,115 and a median household income of $43,040.

Compare ZIPs

Pit ZIP 95589 against any other ZIP — full side-by-side table.

Compare 95589

#Jump to section