How much is a home worth in ZIP code 95678?

The typical home in 95678 is worth $547,614, based on the Zillow Home Value Index.

Are home values rising in 95678?

Home values in 95678 are down 1.7% over the past year, and up 2.2% a year over five years.

What is the typical rent in 95678?

A typical home in 95678 rents for about $2,329 a month, a gross rental yield of 5.1%.

What is the property tax rate in 95678?

The effective property tax rate in 95678 is 0.7% — roughly $3,770 a year on a typical home.

ZIP code 95678 has a population of 45,346 and a median household income of $100,554.

HousingHandbookReference data

…

U.S. ZIP Code · CA95678

Placer County · Sacramento-Roseville-Folsom, CA

Typical home value

$547,614^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.7%
5-year / yr: +2.2%
10-year / yr: +4.9%

Relative price

vs U.S.: +92.8%
vs metro: -2.9%
vs state: -21.8%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95678 is worth $547,614 — 2.9% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.7%. Homes here rent for a typical $2,329 a month — a 5.1% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,329^[2]
Gross yield: 5.1%^[2]
Cap rate: 3.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $3,770^[3]

#Climate risk

FEMA National Risk Index ratings for Placer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Moderate
Winter weather: Relatively Low

#Who lives here

Population: 45,346^[3]
Median household income: $100,554^[3]

#Migration

Household moves in and out of Placer County over a year, from IRS tax-return data.

Net migration: +1,948^[5]
Moved in: 13,967
Moved out: 12,019

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 13
Elementary: 7
Middle: 1
High: 3

John Adams Academy - Roseville
Other · Grades K–12 · John Adams Academy - Roseville District
1,681 students
Roseville High
High · Grades 9–12 · Roseville Joint Union High
1,551 students
George A. Buljan Middle
Middle · Grades 6–8 · Roseville City Elementary
872 students
Catheryn Gates Elementary
Elementary · Grades K–5 · Roseville City Elementary
400 students
George Cirby Elementary
Elementary · Grades K–5 · Roseville City Elementary
371 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.1%

Net yield (after ~40% expenses)3.1%

Annual rent$27,943

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,769

Loan principal$438,091

Down payment$109,523

Total interest paid$558,761

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.52

Monthly cost to own$3,540

Monthly rent$2,329

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 51st percentile^[1]
Rental yield: 60th percentile^[2]
Property tax: 47th percentile^[3]

Rankings

Top-10 lists this ZIP code appears on.

10th for fastest-growing in CAView list →

Frequently asked

How much is a home worth in ZIP code 95678?: The typical home in 95678 is worth $547,614, based on the Zillow Home Value Index.
Are home values rising in 95678?: Home values in 95678 are down 1.7% over the past year, and up 2.2% a year over five years.
What is the typical rent in 95678?: A typical home in 95678 rents for about $2,329 a month, a gross rental yield of 5.1%.
What is the property tax rate in 95678?: The effective property tax rate in 95678 is 0.7% — roughly $3,770 a year on a typical home.
Who lives in 95678?: ZIP code 95678 has a population of 45,346 and a median household income of $100,554.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95814 vs 95678 →
Sacramento, CA
Typical home
$549,627
Gross yield
4.3%
95703 vs 95678 →
CA
Typical home
$544,856
Gross yield
—
95690
Walnut Grove CDP, CA
Typical home
$543,163
Gross yield
—
95681
Sheridan CDP, CA
Typical home
$541,051
Gross yield
—
95632
Galt, CA
Typical home
$536,189
Gross yield
—
95667
Diamond Springs CDP, CA
Typical home
$533,693
Gross yield
4.1%

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95678 against any other ZIP — full side-by-side table.

Compare 95678 →

#Jump to section

U.S. ZIP Code · CA95678

Get more data on ZIPs like this

Get more data on ZIPs like this