How much is a home worth in ZIP code 95746?

The typical home in 95746 is worth $1,166,825, based on the Zillow Home Value Index.

Are home values rising in 95746?

Home values in 95746 are up 1.4% over the past year, and up 3.6% a year over five years.

What is the typical rent in 95746?

A typical home in 95746 rents for about $3,459 a month, a gross rental yield of 3.6%.

What is the property tax rate in 95746?

The effective property tax rate in 95746 is 0.7% — roughly $7,855 a year on a typical home.

ZIP code 95746 has a population of 22,985 and a median household income of $183,305.

HousingHandbookReference data

…

U.S. ZIP Code · CA95746

Placer County · Sacramento-Roseville-Folsom, CA

Typical home value

$1,166,825^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: +1.4%
5-year / yr: +3.6%
10-year / yr: +5.5%

Relative price

vs U.S.: +310.8%
vs metro: +106.8%
vs state: +66.6%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95746 is worth $1,166,825 — 106.8% above the Sacramento-Roseville-Folsom, CA median. Over the past year, values have risen 1.4%. Homes here rent for a typical $3,459 a month — a 3.6% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $3,459^[2]
Gross yield: 3.6%^[2]
Cap rate: 2.1%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $7,855^[3]

#Climate risk

FEMA National Risk Index ratings for Placer County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively Moderate^[4]
Riverine flood: Relatively High
Coastal flood: Not Applicable
Wildfire: Relatively High
Drought: Relatively Moderate
Heat wave: Relatively Low
Hurricane: Not Applicable
Tornado: Very Low
Earthquake: Relatively Moderate
Winter weather: Relatively Low

#Who lives here

Population: 22,985^[3]
Median household income: $183,305^[3]

#Migration

Household moves in and out of Placer County over a year, from IRS tax-return data.

Net migration: +1,948^[5]
Moved in: 13,967
Moved out: 12,019

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 2
Middle: 2
High: 1

Granite Bay High
High · Grades 9–12 · Roseville Joint Union High
2,005 students
Oakhills Elementary
Elementary · Grades K–3 · Eureka Union
533 students
Greenhills Elementary
Elementary · Grades K–3 · Eureka Union
523 students
Ridgeview Elementary
Middle · Grades 4–6 · Eureka Union
519 students
Willma Cavitt Junior High
Middle · Grades 7–8 · Eureka Union
399 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield3.6%

Net yield (after ~40% expenses)2.1%

Annual rent$41,505

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$5,900

Loan principal$933,460

Down payment$233,365

Total interest paid$1,190,576

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio2.18

Monthly cost to own$7,524

Monthly rent$3,459

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 97th percentile^[1]
Rental yield: 7th percentile^[2]
Property tax: 42nd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95746?: The typical home in 95746 is worth $1,166,825, based on the Zillow Home Value Index.
Are home values rising in 95746?: Home values in 95746 are up 1.4% over the past year, and up 3.6% a year over five years.
What is the typical rent in 95746?: A typical home in 95746 rents for about $3,459 a month, a gross rental yield of 3.6%.
What is the property tax rate in 95746?: The effective property tax rate in 95746 is 0.7% — roughly $7,855 a year on a typical home.
Who lives in 95746?: ZIP code 95746 has a population of 22,985 and a median household income of $183,305.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

96140 vs 95746 →
Carnelian Bay CDP, CA
Typical home
$1,121,635
Gross yield
—
96145 vs 95746 →
Sunnyside-Tahoe City CDP, CA
Typical home
$1,243,726
Gross yield
—
96141
Tahoma CDP, CA
Typical home
$1,294,451
Gross yield
—
95830
Vineyard CDP, CA
Typical home
$1,026,160
Gross yield
—
96146
CA
Typical home
$1,020,480
Gross yield
—
95837
CA
Typical home
$1,005,785
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95746 against any other ZIP — full side-by-side table.

Compare 95746 →

#Jump to section

U.S. ZIP Code · CA95746

Get more data on ZIPs like this

Get more data on ZIPs like this