How much is a home worth in ZIP code 95815?

The typical home in 95815 is worth $356,921, based on the Zillow Home Value Index.

Are home values rising in 95815?

Home values in 95815 are down 1.6% over the past year, and up 2.1% a year over five years.

What is the typical rent in 95815?

A typical home in 95815 rents for about $1,813 a month, a gross rental yield of 6.1%.

What is the property tax rate in 95815?

The effective property tax rate in 95815 is 0.8% — roughly $2,699 a year on a typical home.

ZIP code 95815 has a population of 26,658 and a median household income of $60,097.

HousingHandbookReference data

…

U.S. ZIP Code · CA95815

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$356,921^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -1.6%
5-year / yr: +2.1%
10-year / yr: +7.6%

Relative price

vs U.S.: +25.6%
vs metro: -36.7%
vs state: -49.1%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95815 is worth $356,921 — 36.7% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 1.6%. Homes here rent for a typical $1,813 a month — a 6.1% gross rental yield. The effective property tax rate is 0.8%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $1,813^[2]
Gross yield: 6.1%^[2]
Cap rate: 3.7%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.8%^[3]
Typical annual tax: $2,699^[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 26,658^[3]
Median household income: $60,097^[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration: -2,485^[5]
Moved in: 31,384
Moved out: 33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 6
Elementary: 5
Middle: 1
High: 0

Las Palmas Elementary
Elementary · Grades K–6 · Twin Rivers Unified
1,026 students
Martin Luther King Jr. Technology Academy
Middle · Grades 7–8 · Twin Rivers Unified
514 students
Northwood Elementary
Elementary · Grades K–6 · Twin Rivers Unified
428 students
D. W. Babcock Elementary
Elementary · Grades K–6 · Twin Rivers Unified
367 students
Hagginwood Elementary
Elementary · Grades K–6 · Twin Rivers Unified
359 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield6.1%

Net yield (after ~40% expenses)3.7%

Annual rent$21,750

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$1,805

Loan principal$285,536

Down payment$71,384

Total interest paid$364,186

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.28

Monthly cost to own$2,328

Monthly rent$1,813

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 44th percentile^[1]
Rental yield: 88th percentile^[2]
Property tax: 70th percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95815?: The typical home in 95815 is worth $356,921, based on the Zillow Home Value Index.
Are home values rising in 95815?: Home values in 95815 are down 1.6% over the past year, and up 2.1% a year over five years.
What is the typical rent in 95815?: A typical home in 95815 rents for about $1,813 a month, a gross rental yield of 6.1%.
What is the property tax rate in 95815?: The effective property tax rate in 95815 is 0.8% — roughly $2,699 a year on a typical home.
Who lives in 95815?: ZIP code 95815 has a population of 26,658 and a median household income of $60,097.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95715 vs 95815 →
CA
Typical home
$363,550
Gross yield
—
95824 vs 95815 →
Sacramento, CA
Typical home
$367,513
Gross yield
5.7%
95653
Madison CDP, CA
Typical home
$372,722
Gross yield
—
95636
Grizzly Flats CDP, CA
Typical home
$330,185
Gross yield
—
95660
North Highlands CDP, CA
Typical home
$387,341
Gross yield
6.6%
95735
CA
Typical home
$322,683
Gross yield
—

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#Jump to section

U.S. ZIP Code · CA95815

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