How much is a home worth in ZIP code 95817?

The typical home in 95817 is worth $477,268, based on the Zillow Home Value Index.

Are home values rising in 95817?

Home values in 95817 are down 0.9% over the past year, and up 1.3% a year over five years.

What is the typical rent in 95817?

A typical home in 95817 rents for about $2,020 a month, a gross rental yield of 5.1%.

What is the property tax rate in 95817?

The effective property tax rate in 95817 is 0.7% — roughly $3,222 a year on a typical home.

ZIP code 95817 has a population of 14,219 and a median household income of $64,212.

HousingHandbookReference data

…

U.S. ZIP Code · CA95817

Sacramento County · Sacramento-Roseville-Folsom, CA

Typical home value

$477,268^[1]

Zillow Home Value Index, as of April 2026

Appreciation

1-year: -0.9%
5-year / yr: +1.3%
10-year / yr: +5.9%

Relative price

vs U.S.: +68.0%
vs metro: -15.4%
vs state: -31.9%

Price history

Zillow Home Value Index — monthly, smoothed and seasonally adjusted.

The typical home in 95817 is worth $477,268 — 15.4% below the Sacramento-Roseville-Folsom, CA median. Over the past year, values have fallen 0.9%. Homes here rent for a typical $2,020 a month — a 5.1% gross rental yield. The effective property tax rate is 0.7%.

#Rent & investment

Typical asking rent, and the returns it implies at the current home value.

Monthly rent: $2,020^[2]
Gross yield: 5.1%^[2]
Cap rate: 3.0%^[2]

#Property tax

Effective rate — total real estate taxes paid relative to total home value.

Effective tax rate: 0.7%^[3]
Typical annual tax: $3,222^[3]

#Climate risk

FEMA National Risk Index ratings for Sacramento County. "Not Applicable" means the hazard does not threaten the county.

Overall risk: Relatively High^[4]
Riverine flood: Relatively High
Coastal flood: No Rating
Wildfire: Relatively Moderate
Drought: Relatively High
Heat wave: Relatively Moderate
Hurricane: Not Applicable
Tornado: Relatively Moderate
Earthquake: Relatively High
Winter weather: Very Low

#Who lives here

Population: 14,219^[3]
Median household income: $64,212^[3]

#Migration

Household moves in and out of Sacramento County over a year, from IRS tax-return data.

Net migration: -2,485^[5]
Moved in: 31,384
Moved out: 33,869

Schools

Open public schools in this ZIP, from the NCES Common Core of Data.

Public schools: 4
Elementary: 2
Middle: 0
High: 2

The Language Academy of Sacramento
Elementary · Grades K–8 · The Language Academy of Sacramento District
616 students
Sacramento Charter High
High · Grades 9–12 · Sacramento Charter High District
355 students
Father Keith B. Kenny
Elementary · Grades K–6 · Sacramento City Unified
235 students
American Legion High (Continuation)
High · Grades 9–12 · Sacramento City Unified
155 students

Run the numbers

Interactive calculators pre-filled with this ZIP's typical home value, rent, and property-tax rate. Edit any field to recompute.

Home value$Monthly rent$

Gross yield5.1%

Net yield (after ~40% expenses)3.0%

Annual rent$24,239

Gross and net yield are estimates based on the inputs and the selected expense ratio. Actual income and expenses will vary by property and market. Not investment advice.

Home price$Down payment%Interest rate%Loan termyears

Monthly payment$2,413

Loan principal$381,815

Down payment$95,454

Total interest paid$486,984

Estimated monthly payments include principal and interest only. Actual costs will include property tax, insurance, possibly PMI, and HOA fees not modeled here. Loan terms shown are estimates; consult a licensed lender for current rates and qualification.

Home price$Monthly rent$Down payment%Mortgage rate%Property tax rate% / yrMaintenance% / yrRule of thumb: 1% of home value per year.

Own : rent ratio1.53

Monthly cost to own$3,082

Monthly rent$2,020

Renting is meaningfully cheaper month-to-month.

This calculator projects multi-year scenarios based on assumptions about appreciation, rent growth, and investment returns — none of which are guaranteed. Actual outcomes depend on variables this tool cannot know. Not financial or real estate advice.

#Metro ranking

Where this ZIP sits among others in its metro area.

Appreciation: 20th percentile^[1]
Rental yield: 58th percentile^[2]
Property tax: 43rd percentile^[3]

Frequently asked

How much is a home worth in ZIP code 95817?: The typical home in 95817 is worth $477,268, based on the Zillow Home Value Index.
Are home values rising in 95817?: Home values in 95817 are down 0.9% over the past year, and up 1.3% a year over five years.
What is the typical rent in 95817?: A typical home in 95817 rents for about $2,020 a month, a gross rental yield of 5.1%.
What is the property tax rate in 95817?: The effective property tax rate in 95817 is 0.7% — roughly $3,222 a year on a typical home.
Who lives in 95817?: ZIP code 95817 has a population of 14,219 and a median household income of $64,212.

#Comparable ZIPs

Same metro, nearest typical home value. Each card shows the comparable ZIP's headline numbers so you can scan at a glance.

95827 vs 95817 →
Rancho Cordova, CA
Typical home
$475,624
Gross yield
4.7%
95627 vs 95817 →
Esparto CDP, CA
Typical home
$475,173
Gross yield
—
95826
Sacramento, CA
Typical home
$473,080
Gross yield
4.6%
95635
Georgetown CDP, CA
Typical home
$484,302
Gross yield
—
95701
Alta CDP, CA
Typical home
$469,358
Gross yield
—
95633
Georgetown CDP, CA
Typical home
$486,032
Gross yield
—

Want similar ZIPs from outside this metro? Browse nationally similar ZIPs →

Compare ZIPs

Pit ZIP 95817 against any other ZIP — full side-by-side table.

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#Jump to section

U.S. ZIP Code · CA95817

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